Here you are Magic. First the boring bits.
Imac 2020 21.5" 8Gb Ram 250Gb SSD. Catalina OS.
Network speed - average on ethernet. 11.85 MB/s Download. 1.0 MB/s Upload
Spoke to an Apple adviser after a 40 minute wait. Went through a sequence.
1. Checked I was the only user in Users and Groups.
2. Checked there was no information in the column on the right next to the user's name.
3. Checked there was no Big Sur installation in the applications folder.
4. Checked the keyboard was connected via Bluetooth.
5. Told to press Command-Option and R keys together and then press start button.
6. A very long wait.
7. Examining volumes.
8. Re-Installing Big Sur - lol. It wasn't installed in the first place!
9. Various screens are then displayed including asking which disk to mount Big Sur on, agree to licence, log in etc.
10. Screen: "Big Sur will be installed on the disc Macintosh HD."
11. Gave a time of 2 hours 30 minutes. Image shows Big Sur in a circle with a progress bar below.
12. Screen goes black a few times - be patient - and is followed by the usual Apple black screen progress bar - quite a few times.
13. Updates a further 29.0 Apple minutes. Not unlike the iPhone updates - black screen with progress bar.
14. Screen switches on and off and repeats progress bar on each new screen.
15. Fan kicks in - first time I have heard it do that!
16. Garish hippy Rainbow screen shows and asks for name and login.
17. Pop up in right corner says it is optimising and may be a little slow for a while. Really?!
I can't remember anything else as it has left me drained. Two five hour failures and this working update was started at 15:00 hrs and finished at 18:15 hours.
I just knew I should have stuck with a Dell XPS with Linux OS - lol.
Tip - if like me you are on a slow connection it might be best to reset-the router in case it slowed down after previous usage. Absolutely use ethernet.
Hope you get a good install. Take care and Keep Safe.
p. s. My original apps and and mail are still there despite not having backed them up.

Imac 2020 21.5" 8Gb Ram 250Gb SSD. Catalina OS.
Network speed - average on ethernet. 11.85 MB/s Download. 1.0 MB/s Upload
Spoke to an Apple adviser after a 40 minute wait. Went through a sequence.
1. Checked I was the only user in Users and Groups.
2. Checked there was no information in the column on the right next to the user's name.
3. Checked there was no Big Sur installation in the applications folder.
4. Checked the keyboard was connected via Bluetooth.
5. Told to press Command-Option and R keys together and then press start button.
6. A very long wait.
7. Examining volumes.
8. Re-Installing Big Sur - lol. It wasn't installed in the first place!
9. Various screens are then displayed including asking which disk to mount Big Sur on, agree to licence, log in etc.
10. Screen: "Big Sur will be installed on the disc Macintosh HD."
11. Gave a time of 2 hours 30 minutes. Image shows Big Sur in a circle with a progress bar below.
12. Screen goes black a few times - be patient - and is followed by the usual Apple black screen progress bar - quite a few times.
13. Updates a further 29.0 Apple minutes. Not unlike the iPhone updates - black screen with progress bar.
14. Screen switches on and off and repeats progress bar on each new screen.
15. Fan kicks in - first time I have heard it do that!
16. Garish hippy Rainbow screen shows and asks for name and login.
17. Pop up in right corner says it is optimising and may be a little slow for a while. Really?!
I can't remember anything else as it has left me drained. Two five hour failures and this working update was started at 15:00 hrs and finished at 18:15 hours.
I just knew I should have stuck with a Dell XPS with Linux OS - lol.
Tip - if like me you are on a slow connection it might be best to reset-the router in case it slowed down after previous usage. Absolutely use ethernet.
Hope you get a good install. Take care and Keep Safe.
p. s. My original apps and and mail are still there despite not having backed them up.