Page 297 of http://usa.visa.com/download/about_visa/15-October-2014-Visa-Rules-Public.pdf basically means that business has to accept ODCVM/CDCVM if the device sends it and the business supports chip. Which the iPhone does.
Got a tip for us?
Let us know
Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Macy's still makes u sign even after apple pay?
- Thread starter Appl3FTW
- Start date
- Sort by reaction score
Page 297 of http://usa.visa.com/download/about_visa/15-October-2014-Visa-Rules-Public.pdf basically means that business has to accept ODCVM/CDCVM if the device sends it and the business supports chip. Which the iPhone does.
Then you should sue them!
I suspect if you want to shop a Macys, you will need to follow THEIR rules, at least for now. So much more going on in the world today than worrying about Macys forcing you to sign!
I just end up drawing a mostly-straight horizontal line as my signature when this happens. I had a cashier say "that's an interesting signature," but that was the end of it. Since Apple Pay doesn't transmit my name, and there is no card, there's no point putting my real signature.
Then you should sue them!
I suspect if you want to shop a Macys, you will need to follow THEIR rules, at least for now. So much more going on in the world today than worrying about Macys forcing you to sign!
Macy's doesn't have chip turned on that I know of so of course they're not going to accept Touch ID. Not worried about that really.
Speaking of having to sign for things, Albertsons makes you sign AND give the clerk your DAN if you spend over $50 there with Apple Pay. Took us three attempts and two different cards before it worked. Compared to signing, having to give the DAN is way worse from a convenience standpoint.
EDIT: now that I'm thinking about it more, I think he was entering the "Card Number" digits and not DAN. I had to suggest DAN the third time before it worked. Perhaps Apple can do something to make that more clear?
Compared to signing, having to give the DAN is way worse from a convenience standpoint.EDIT: now that I'm thinking about it more, I think he was entering the "Card Number" digits and not DAN. I had to suggest DAN the third time before it worked. Perhaps Apple can do something to make that more clear?
Last edited:
To be exact, the terminal will only know that some method verified you on the device.
On the iPhone, that could be a fingerprint, or it could be a passcode. With the Apple Watch, it'll be a passcode when it's put on, and then nothing after that.
On other devices, it could be the same, or visual recognition, a pattern you draw, a PIN, whatever.
But yes unlike Magstripe/NFC only terminals Chip/NFC are a little more sophisticated and can recognize that a signature isn't required for Apple Pay. A few places I know use this, and they're all standalone terminals, at mom and pop stores.
Magstripe/NFC Terminals doesn't know it was a mobile device, for all it knows it's a contact less card. That's why it makes you sign. Most stores use this variant until Chip support gets turned on.