Yep I echo your sentiment there. I’m in London and yet to find a place where I can’t use either contactless or Apple Pay. In fact I don’t even carry a wallet or cards at all since Apple Pay was launched in the UK.
I only carry 2 cards when I’m travelling abroad. I use Curve card for all transactions generally because I have all my other cards to hand via Curve and I keep the physical Monzo card just in case I lose the Curve card. Monzo is used as my main travel expenses card which is also available via Curve. AND both support Apple Pay so mostly even when I’m abroad I use either contactless or Apple Pay if that’s available.
The pandemic has just rapidly made it more convenient because some reluctant businesses that didn’t have contactless have now implemented it as well. With me it’s as simple as - if you don’t have either Apple Pay or contactless then you’re not getting my business. Oh, and I also mostly use the watch instead of the phone. Super convenient.
It’s the same here in Wales, even my corner shop accepts Apple Pay and contactless now and the pandemic has forced most businesses to progress. I think the only time I use a physical credit card is when buying fuel but that’s once every 2-3 weeks now as I’m not driving to work as often. It feels like this sort of accessory is a few years too late but maybe that’s just me. No issues though for those who have the need