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Whoever wrote that doesn't seem to understand that Amex is the only credit card company that operates individually in Canada (hence how they were able to negotiate a deal with Apple). All of the MC / Visa cards are issued through the financial institutions.

Wrote what? The article seems to clearly indicate that the banks are the issuers of the cards.
 
Still nothing in Australia, other than AMEX. Our EFTPOS machines are already good to go with paywave active on nearly all machines now. Just need apple to approach the banks, and the banks to get off their arses and do something.
 
I have Mastercards from Costco and Canadian Tire. Each month I send a payment to each of them from my Credit Union. Don't see where any of the high profit Canadian banks are involved.
Will Apple Pay work for these cards?
 
Who knows how it's all going to shake out in Canada BUT you can bet that Apple will have to cut their transaction charge if they want into the Canadian banking market.

Maybe Apple Pay will set-up with Canadian Tire Bank and you can use Apple Pay at Canadian Tire https://www.myctfs.com
 
Until Visa is allowed in Australia, any take up for Amex will be marginal. Until then nothing has replaced my wallet.
 
Whoever wrote that doesn't seem to understand that Amex is the only credit card company that operates individually in Canada (hence how they were able to negotiate a deal with Apple). All of the MC / Visa cards are issued through the financial institutions. Until the banks get their heads out of their asses and agree to a deal with Apple, we're stuck (and the rumblings were that the banks are negotiating with Apple as a group, so they have more bargaining power).

I'll believe it when it's finally announced - anything else is just vapourware.

There is no rumbling about it, they rule the Interac consortium which controls most payment in Canada; nothing gets done unless they get it done. If credit cards are coming that means they must be on board and I expect Interac debit and Visa to follow soon.
 
If credit cards are coming that means they must be on board

If Apple Pay gets into the big banks in Canada it will be because they will get next to nothing per transaction. Unlike the U.S. which has been light years behind with CC and Debit card security Canadian banks have been in the forefront with chips, pins, and tap-and-go - they are in no hurry to give money to Apple when they already provide secure services. Also pretty small demographic of iPhone users in Canada. Don't forget to exhale.
 
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Wrote what? The article seems to clearly indicate that the banks are the issuers of the cards.
"That could soon change in at least Canada, as MacRumors has learned that MasterCard has Apple Pay support in that country on its 2016 roadmap. The information is based on an unverified internal document, however, so the plans cannot be proven beyond a reasonable doubt until other evidence surfaces."

Basically, this is an article stating nothing. Or, at least, nothing new. The financial institutions want to bring it in, but they continue to haggle with Apple over how they're going to divide up our "pound of flesh".

I'd expect the Canadian Tire and CostCo cards are likely underwritten by one of the banks (WalMart's big enough, they likely negotiated separately), much like "PC Banking" at national grocer stores is actually CIBC.
 
Basically, this is an article stating nothing. Or, at least, nothing new.

I'd call a new internal roadmap document that was leaked "stating something new", regardless of whether or not it is legitimate (this is a rumour website after all).

It's definitely stating something. If nothing else, it's stating that MasterCard is preparing the network for card verification/network changes even if it doesn't specifically mention the underlying financial banks.

Site-note: I'm almost certain that CTFS is independent, with the exception of Scotiabank owning a small chunk as of very recently. They most certainly would negotiate on their own, even if they were wholly owned by another big bank.
 
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First Amex, then MasterCard? What's next, Diners card?

Beating around the bush here - just get Visa working!

As for the people who don't like credit cards - I never understood that other than the people who don't like credit cards are possibly not responsible enough to pay off their balance every month? That's the only drawback of a credit card. If you pay off your balance, you pay no interest, and if you are smart, you can earn aeroplan points or air miles or whatever. I never use a debit card when I can use a credit card instead, and neither should you.
 



Apple Pay does not support big banks in either country.

It is not Apple Pay that doesn't support the big banks but rather, the big banks are trying to create their own system and do an end run around Apple Pay. The big banks are the culprits and refuse to let Apple into 'their domain'.
 
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non bank issues American CC's ?

does that mean if a bank issues American express, Apple pay cannot work with that "bank'? or are they only talking about Apple pay can't support American Express Credit cards only, which imply Apple pay could still go with Vista cards.?



too long.. I don't wanna be using Apple pay when i'm an old geriatric.

Think it means that you won't be able to use Bank-issued AE cards with Apple Pay, as opposed to non-bank issued AE cards.
 
IF this is really going to happen then Visa isn't far behind..now just have to wait and see until then I'm not having too much hope of Apple Pay getting supported by the big banks in Canada. (I'm looking at you CIBC! Come on now)

edit: I just realize ..first the iOS NetworkInterac within the 9.2.1 coding then the news about interac tokenization. What if they're really making it happen and Apple will announce that as part of their "big news" in March?
 
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Wa wa wa. yeah yeah. I love Apple products to bits, but IMO Apple Pay has been a flop thus far due to Apple being too greedy. In Australia Apple say they've rolled out Apple Pay, but they haven't really. Its available on American Express only. NOT all that popular in Australia, American Express. We're just about to see the 3rd release of any Apple phone with NFC in it, which has been 100% useless if you live in Australia. Bite the bullet Apple and supply customers a service, instead of trying to squeeze every last cent out of each country. Its not like your broke and can't afford it. Think of the advertisement it would be with people going around using Apple Pay, before any other phones do the same in a country like Australia!!! No other phone payment system has taken off in Australia yet......
 
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Wa wa wa. yeah yeah. I love Apple products to bits, but IMO Apple Pay has been a flop thus far due to Apple being too greedy. In Australia Apple say they've rolled out Apple Pay, but they haven't really. Its available on American Express only. NOT all that popular in Australia, American Express. We're just about to see the 3rd release of any Apple phone with NFC in it, which has been 100% useless if you live in Australia. Bite the bullet Apple and supply customers a service, instead of trying to squeeze every last cent out of each country. Its not like your broke and can't afford it. Think of the advertisement it would be with people going around using Apple Pay, before any other phones do the same in a country like Australia!!! No other phone payment system has taken off in Australia yet......


I think you'll find that the big banks in Australia are holding Apple, and all the others, out of the market because they're developing their own payment system. Also, transaction fees in Australia are small compared to the US or Europe so there's little left on the bone for Apple to pick off. If you want Apple Pay in Australia, contact the head of your major bank first. Apple have no control over getting access to that Golden Goose.
 
Can't come soon enough. I don't care which institution has it first--that's where I'm going. The Royal has seriously lost all customer loyalty they ever had with me at this point. I'm *happy* to have a reason to switch to whoever embraces this technology first.
 
I only have Interact and Visa so even if this is somehow true (which seems odd since, as others have stated, banks give our MC and Visa) I'll still be stuck in the dark.

Finally have a phone that can use this, just need the bloody Canadian banks to let me. I've been waiting for this since it was announced. Would likely be an every day use feature for me. Sadly I feel like it's going to be like iTunes Radio and be replaced before it even gets implemented here.
 
I only have Interact and Visa so even if this is somehow true (which seems odd since, as others have stated, banks give our MC and Visa) I'll still be stuck in the dark.

Finally have a phone that can use this, just need the bloody Canadian banks to let me. I've been waiting for this since it was announced. Would likely be an every day use feature for me. Sadly I feel like it's going to be like iTunes Radio and be replaced before it even gets implemented here.

Well if you have a Costco membership, you can get the Capital One MasterCard.
 
Well if you have a Costco membership, you can get the Capital One MasterCard.

That's true I suppose but in general it still seems odd that only MC would be supported when 99% of MC and Visa's in Canada come from the banks.

Besides, the idea of getting another line of credit for the explicit purpose of being able to use Apple Pay seems a little ridiculous.
 
I'd call a new internal roadmap document that was leaked "stating something new", regardless of whether or not it is legitimate (this is a rumour website after all).

It's definitely stating something. If nothing else, it's stating that MasterCard is preparing the network for card verification/network changes even if it doesn't specifically mention the underlying financial banks.

Site-note: I'm almost certain that CTFS is independent, with the exception of Scotiabank owning a small chunk as of very recently. They most certainly would negotiate on their own, even if they were wholly owned by another big bank.

Mmm, sorry, no, I don't agree. MC and Visa, being "arms length" in this country, really don't even have a vote at the table. It's the banks negotiating the agreement(s) with Apple. In the US, they're already setup as clearing houses for the payments. There's nothing to "roadmap". Better to call it a wishlist.

The banks had it on their wishlist for last year. Didn't happen. Something needs to break the deadlock in the negotiations.
 
Ive noticed that wherever the NFC terminal is activated, I can use the apple Watch to pay for anything at the store, even if they state they do not accept Apple Pay. It goes through without any problems. At least not on my side.
 
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