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MCX CEO Touts Loyalty Perks of CurrentC, Says There Are 'Consequences' for Breaking Exclusivity Terms
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Relevance? I don't believe "Hey, they did it first!" is typically considered a valid legal defense.
Credit cards aren't evil, far from it. They're pieces of plastic, with magnetic media and usually a chip now. That's not evil.
Are some banks evil? Yes, like First Premier and the like. But in general, banks are on your side. Break something, can't return it, didn't get what you ordered? Your bank will fight for you. American Express is especially good in this regard.
I've had everything from counterfeit goods on eBay reimbursed to a laptop paid for that I didn't like and was past the return period from the merchant. I've received some great rewards for doing so. I also get the best exchange rates when I travel abroad.
Interest on credit cards is pretty high, yes - but that's why you don't borrow money. People who claim credit cards are evil pretend that the card is forcing you to pay interest. It's simple - if you're in a pinch, and desperate, borrow money for say, your kid's healthcare. It's a lot cheaper than other options like payday loans, and it's a lot more convenient than a personal loan for such a thing. However, actually borrowing money should be reserved for the worst of emergencies, and it should be paid off as soon as possible - as a top priority.
The card isn't evil. Payday lenders are evil. Credit card companies offer high interest rates for the convenience of borrowing money in an emergency on a product that is PRIMARILY for accessing your money, and paying in full every month.
Merchants, however, are generally pretty much dead against the customer. With few exceptions (e.g. Costco), I wouldn't trust any merchant to care one bit about my interests. Even Costco is hit or miss, their return policy is great, but having witnessed my friend experience some horribly racist behaviour on the part of a staff member at Costco here, you must realise they're definitely not all angels.
Obviously not but the terms of CurrentC does have penalties for the vendors if they are to offer Google Wallet or Apple Pay while offering CurrentC. So it is MCX that is being anti competitive here.
What happened to VIsa Paywave or MC PayPass
Hi, does anyone know what happened to these 2 technologies? I was trying to get these cards--and i cannot find 1 bank anywhere in the us which is issuing these anymore.
Did they all just die under the advent of ApplePay.
I would much prefer waving a card over a terminal vs my phone (which has a battery and can run out of juice)
Hi, does anyone know what happened to these 2 technologies? I was trying to get these cards--and i cannot find 1 bank anywhere in the us which is issuing these anymore.
Did they all just die under the advent of ApplePay.
I would much prefer waving a card over a terminal vs my phone (which has a battery and can run out of juice)
AmEx is issuing them again but AmEx isn't as widely accepted as Visa/MC. Diners Club's MC is also contactless enabled.
Wells Fargo also offers debit cards with Visa payWave and they work at the very same Apple Pay terminals. They also offer many credit cards with it as well.
American Express offers one as well.
I have both and they work great but I use Apple Pay now.
Cool, thanks guys, I looked online for the Amex one, and can't find the one with Contactless. I cant find the Wells Fargo Paywaves either....Have they all been removed???
With Wells Fargo when opening up a checking account, they ask if you want a card with payWave, and they will give you one. It doesn't say on their site, you have to ask for it when opening up the account.
My boyfriends replacement WF Visa came with contactless last month. He didn't ask for it - it was also his first chip card.
I came across this article today, it seems interesting to see they are at about 1% using ApplePay in 3 weeks. I'm curious what the numbers look like for other places.
http://9to5mac.com/2014/11/11/benef...d-as-whole-foods-transactions-hit-1/?pushup=1
I came across this article today, it seems interesting to see they are at about 1% using ApplePay in 3 weeks. I'm curious what the numbers look like for other places.
http://9to5mac.com/2014/11/11/benef...d-as-whole-foods-transactions-hit-1/?pushup=1
I was looking at the Verifone site, apparently the MX925 (the new terminals Target got) does NOT support contactless, only the (much more common) MX915 supports contactless (as seen recently just about everywhere - MX915's are spreading like flies, most with the contactless disabled). The MX925 requires an add-on contactless reader (like ULTA has, and has disabled). So, there goes any hope of support coming to Target...
Makes sense though, I always wondered why ULTA had contactless add-ons. Now I know, they're needed for the MX925. Odd. Also, seems odd they spent the money on them and later disabled them...
P.S. I'm still not positive because the sales sheet for the MX925 says it supports contactless, but the video only says the MX915 supports it and that it can be added to the MX925. And ULTA has the add-ons (again, now disabled - they used to work though).
P.P.S. This is getting more confusing a poster on another forum posted two photos - a CVS MX925 with a contactless module add-on and a Toys R Us MX925 with built in contactless. The MX925 spec sheet claims it has contactless in it (like the MX915) while the promo video on Verifone's site says "For NFC and mobile wallets, the MX915 has contactless built right into the space saving design, the MX925 can also be made contactless"
So... who knows if the Target MX925's have built-in contactless capability or not, it appears some MX925's do and some need an add-on.
Makes sense though, I always wondered why ULTA had contactless add-ons. Now I know, they're needed for the MX925. Odd. Also, seems odd they spent the money on them and later disabled them...
P.S. I'm still not positive because the sales sheet for the MX925 says it supports contactless, but the video only says the MX915 supports it and that it can be added to the MX925. And ULTA has the add-ons (again, now disabled - they used to work though).
P.P.S. This is getting more confusing a poster on another forum posted two photos - a CVS MX925 with a contactless module add-on and a Toys R Us MX925 with built in contactless. The MX925 spec sheet claims it has contactless in it (like the MX915) while the promo video on Verifone's site says "For NFC and mobile wallets, the MX915 has contactless built right into the space saving design, the MX925 can also be made contactless"
So... who knows if the Target MX925's have built-in contactless capability or not, it appears some MX925's do and some need an add-on.
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All Mx925s and mx915 has Contactless built in, I install point of sale systems as part of my line of work. Also, Panera bread has contactless built in with no add ins.
The reason why most readers are disabled is because of the fact that the register software itself doesn't support it. Expect to see support once EMV is fully rolled out.
The add on just helps improve usability with the physical RFID cards, because unlike a phone, a physical card isn't high powered enough to let the NFC reader read the card on the first try without a little bit of finesse- experience with a WF PayPass card.
Thanks for the info on support, though I think you mean the opposite with strength. My American Express contactless card reads easily at Aeropostale while my Nexus 5 takes effort. Same with the countertop Verifone terminals at Subway.
As for register software, that makes sense in some cases but not others. It doesn't explain why ULTA disabled it, for example.
Hey just saw this response in my notifications lol. It happens with other phones as well, Android, and iPhone 5, 5S. I always use the glass screen protectors, wonder if that has an affect...
I know this is a year old, but I just got my first Apple Pay device, (iPhone 6S Plus ;-) ), so I'm just now reading up on this, but this current C sounds pretty communistic.
COMMUNISTIC? It's uncontrolled capitalism at it's worst - collusion, sale of others' personal data, etc?
