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MCX Postpones Rollout of Apple Pay Rival 'CurrentC'
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The last thing anyone needs is another payment app. (Like Walmart Pay)
Plus, I neither live in a trailer nor am married to my cousin - people like me aren't even eligible for Walmart Pay!
I gotta say—and I know it looks lame—but paying using a watch, especially when holding a kid, is really convenient. Having to get NOTHING out of my pocket is nice. It's not earth shattering awesome or anything I can't live without, but it's something I have come to appreciate.
Glad to see honestly. Between Apple Pay, Android Pay and Samsung Pay, the market is filling up quite nicely. CurrentC couldn't keep up with ApplePay or Android Pay, let alone probably the best solution in Samsung Pay
For something that works on magstripe readers and doesn't require merchants to upgrade their equipment, I'd expect the average transaction amount to be much higher. It says to me that people aren't bothering to use it for anywhere close to a large number of their day to day transactions.
No different from a 2nd tier politician "suspending" a campaign as opposed to terminating it.
For the MCX CEO, he can continue to suck at the financial teat for a few more months until the enterprise exhausts its capital.
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Same here in Switzerland despite ApplePay not even yet released here.
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Best solution? Maybe it currently offers access to all the mag stripe hardware, but when these are depreciated and deactivated, it may be another story.
I've been behind people at Target and Fry's grocery … they slide the card in, wait for the machine to buzz, enter your PIN, wait some more for the transaction to finish.
I just use ApplePay or my debit card.
YES! That's one of my favorite things about my apple watch, when I get a chance to use it.
What would be even better is if there was an option in apple pay to bypass the cash back/do you want to donate/are you sure this is the correct amount BS that POS terminals always pull.
Especially the "do you want to donate $1 in our name so we look like a company that cares?" one lol.
Wow, your milage definitely does vary from mine. I've found Apple Pay to be at most a modest a saver of time and effort given that most merchants still (stupidly) require confirmation of the charge amount and a signature on the screen. What I have done in the end is taken my phone out of my pocket instead of my wallet. Big deal. I am still using Apple Pay when possible, but it still falls far short of ridiculously fantastic. Maybe that accounts for why many of the cashiers in the transactions where I've used it have never seen anyone else do it before, and in some cases, did not know that they even could. This tech has a long way to go.
Publix supports Samsung Pay only. They won't be activating Apple Pay anytime soon even though their pin pads do support it.
I love double-tapping a button on my watch, holding it to a scanner for half a second, and done.
It might not require merchants to upgrade, but a number of merchants have either intentionally or unintentionally blocked it's usage (People have had trouble at Lowe's for instance), or the card readers are behind the register. It's one thing to hand your card over to a cashier, quite another to hand over your phone!
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First I don't see that happening for many years, but secondly, it won't matter as Samsung Pay works with NFC readers too.
At two places that don't support it at all?
That said, Kroger has one of the faster chip card implementations in my experience. Don't take my word for it--I actually recorded it one day.
Still, MST gets you at least half of all businesses (probably a conservative estimate and likely a lot more for some considering their normal shopping), versus...maybe 10% at best right now with just NFC.
I give the Walmart one credit because it lets you use credit cards, rather than my checking account.
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DC Metro is getting Apple Pay readers too, there's a pilot going on. It'll compliment those SmarTrip cards.
Why? QR codes are fantastic way for machines to read small bits of information extremely efficiently?
I have to say using the Watch is not my favorite way to do it. I love the convenience of being able to use the watch when I don't have my phone, but I much prefer using the phone. If nothing else, it just seems less goofy.
If the store doesn't use Pay, then I just use my debit card - swipe and enter the PIN.
I have no reason to disbelieve you with chip and PIN, but in my own experience (actually that of being in line behind someone trying to use it), it seems to take quite a while... and TBH, at least once it was user error - the lady kept pulling her card out of the terminal before it notified her to remove her card.
It is. Instead of one standard that works at a random sampling of places, it'll be a standard that works at only Walmart.
Walmart is kind of behind on this though. Lots of different gas stations have had their own payment apps for awhile now.
Thanks for the note about DC Metro. I live in the region and didn't know that.
I use Apple Pay several times a week and love it, but I'm slightly concerned about the rollout @ Metro. The contactless smart cards are very fast; you can wave and walk thru the turnstile immediately. In contrast, Apple Pay (@ stores) takes 1 - 2 seconds to provide initial acknowledgement, and then a few more seconds to get confirmation of payment from the backend system. While this feels fast in a STORE, it will feel very slow to users of Metro who are used to instant response. I worry this will cause people to view Apple Pay negatively ("too slow!").
If it's like the tube in London you can relax. It's maybe a beat longer than a contactless card or Oyster card in London. But still very fast. I used Apple Pay all over the tube in London. No issues. It's only those who don't realize you don't need to first unlock your phone that slow things down.
Plus they wanted ACH access to your bank account. So when MCX gets hacked yet again (Target and Home Depot) the criminals now have full access to your fund with zero fraud protection.