I don't consider myself an excessive user, but I'm already at nearly 2gb on OneDrive, and its down to one obvious point, 4k video. I film a lot of my family, on my Sony RX100 and my phone, both in 4k, which is clocking it at nearly 500mb a minute. Out last 2 week holiday clocked in at 120gb alone. Cloud was perfect for me to stash the raw files as safe storage, but it looks like I'll be having to go back to good old hard drives.
The storage solutions aren't keeping up with the resolution progression. By the time bandwidth and storage capacity fits with 4k, 8k video will be available on the cameras.
Then get a local backup solution that supports your data needs.
I run a mix of local Synology NAS with cloud based solutions. The local nas holds TB's of data, the cloud holds a very small subset of that. Its the free storage dropbbox provides.
Synology built up SHR-2 for 2 disk failure (as I have had the displeasure of seeing multidrive failure on a dell equillogic system....not fun IT days for sure to recover from that). Cloud is the last line of defence for data that cannot disappear in the chance of this happening.
Yes there is a big disparity in data size from my 9 tb NAs capacity and my free dropbox. Here is how you make it work. Find the data that you truly need. In my case this fits on my dropbox no issues. And I ride out probability my NAS doesn't die for the runners up. I run SHR-2....2 drive failure support in synology. Put another way....3 out of 5 drives need to die very in a very short time frame for me to lose data. EDIT: I run weekly drive health scans, run WD reds which are meant ofr NAS use (don't use more consumer grade drives a usual advice found in NAS selection reading), and have 1 spare ready to go off to the side to offset this worst case scenario.
A 2tb subset of this resides on my apple router/drive. 3 layers there at this point.
Or pay online for the storage.
Data means that much, put some money into it really. this should not be well they should do it. Especially with some saying 1tb. Not sure what they are smoking...I'd like some though. 1 tb for private use is not omg I am lost data backup. This is business level. The SQL dB at the heart of my company.is 500bgish range. Without this bad things will happen. that vital it gets due diligence.
Business pays for this large scale vital data, so can a user if that vital. Doesn't have to be my synology, it can be others. many offer cloud like features. While I don't have it remote accessible a coworker who sold me on synlogy can access files wherever and whenever he wants on his. Qnap and others do as well.
