Naked or Covered?
Covered my iPhone 5 when it first came out in Speck Fabshell thought it was ideal, got tired of it then a bumper, a pouch and another pouch, Pad & Quill's Little Pocket Book then naked until I dropped it and got noticeable scuffs along the side then really didn't care and fully enjoyed it caseless for awhile.
I had the phone recently swapped under warranty. Went back to my original Speck case now back to P&Q's Little Pocket Book and naked all over again and for some reason I keep going back to caseless and realize it ain't worth the worry dropping your phone every second it's in your hand. I will consider buying Apple care though next time because the amount I've spent on cases would probably cover the Apple care twice.
Enjoy your phones naked people like Apple intended them to be.