Yup, I went from loving that phone to really really really hating it. I was hoping something would go wrong with it so I could get an Incredible under warranty replacement. Unfortunately, my problems were mostly software. I had some serious lag and ghost calls.
What really annoyed me is how much work it was to maintain that phone. First, I was told that if I wanted to gain speed, I needed to root it, which is not that easy a process and also a bit nerveracking. Secondly, I had several apps just to manage apps, and had to use a task killer otherwise my battery would be dead in 2 hours. Third, I had to use this crappy software (Salling Media Sync) to put my music on, and each sync would take about an hour because I wasn't paying for the full version.