It doesn't, but given how much (most) people buy on amazon — it's not a big deal imho.Apple's card is highly competitive and Amazon does not give CASH back that you can spend elsewhere.
If you had applied for Amazon's Prime Rewards Visa Card instead of this Apple Card, you would have gotten a $200 sign up bonus (now $150) *and* 5% cash back on Amazon purchases. That beats what Apple Card is offering.Apple's card is highly competitive and Amazon does not give CASH back that you can spend elsewhere.
Why not apply for both?If you had applied for Amazon's Prime Rewards Visa Card instead of this Apple Card, you would have gotten a $200 sign up bonus (now $150) *and* 5% cash back on Amazon purchases. That beats what Apple Card is offering.
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It can also be argued that it's industry standard to pay employees (near-)poverty wages while making record million/billion dollar profits. Doesn't make it right. #justsayingIt's how EVERY credit card works. It's called a 'Signup Bonus'. It's an industry standard. 😂 It's no different than countless retailers that have special offers for first-time customers.
This isn’t about a toaster oven lol. This is about rewarding existing members with 5%So you think that every existing bank customer should also get a free toaster instead of just new ones? It has never been that way.
Is this your first analogy?This isn’t about a toaster oven lol. This is about rewarding existing members with 5%
Omg it was an analogy? Def the dumbest one ive heard so I didnt know lmao. Ill let you get back in the kitchenIs this your first analogy?
That has nothing to do with any of this. But thanks for the unrelated commentary.It can also be argued that it's industry standard to pay employees (near-)poverty wages while making record million/billion dollar profits. Doesn't make it right. #justsaying
If you say that 2% is a good deal, you have no clue about credit cards and card bonuses.Apple's card is highly competitive and Amazon does not give CASH back that you can spend elsewhere.
Just thinking that these companies make so much in profit, they can give everyone these benefits, not just new people. Companies are great at recruitment, but terrible at retainment.That has nothing to do with any of this. But thanks for the unrelated commentary.
The Prime Visa card does 5% cash back on all Amazon purchases and includes an additional year of warranty for products purchased with it. The Apple Card is only competitive if you want to have cash back and pay in installments which few other cards offer.Apple's card is highly competitive and Amazon does not give CASH back that you can spend elsewhere.
Thanks for telling us you have no clue how business works.Just thinking that these companies make so much in profit, they can give everyone these benefits, not just new people. Companies are great at recruitment, but terrible at retainment.
So the Prime Visa card had good advantages on Amazon or at Whole Foods. Elsewhere, not so much.The Prime Visa card does 5% cash back on all Amazon purchases and includes an additional year of warranty for products purchased with it. The Apple Card is only competitive if you want to have cash back and pay in installments which few other cards offer.
Sure you can spend it somewhere else. Just deposit the cash back into your bank account and go shopping.Apple's card is highly competitive and Amazon does not give CASH back that you can spend elsewhere.
Apple Card not having the additional year warranty has kept me from applying. I've used that perk a few times with my AMEX card with great success. On Apple products no less.The Prime Visa card does 5% cash back on all Amazon purchases and includes an additional year of warranty for products purchased with it. The Apple Card is only competitive if you want to have cash back and pay in installments which few other cards offer.
Check your Apple Card account, they may charge the $14.95 to your card to recoup the Daily Cash, happened to me once with a return refund, the purchase wasn't from Apple.I don't understand the Apple Card. I purchased a refurb iPad using the card. Found a better deal at Amazon so I called Apple and received a cancellation authorization. As soon as the refurb arrived I sent it back to Apple. Now I have a $14.95 Apple Daily Cash charge I can't get rid of. Called ApplePay and did not receive an understandable answer. The whole thing should zero out, correct? Am I missing something?
The 12/24 months installment plans will still give you the default 3% back on Apple devices, which is quite good since other cards usually makes you choose between installments or rewards.If I'm understanding this correctly, you lose 0% APR with payments over 12-24mo, in exchange for the 5% cash back.