Can someone explain what the difference is now when buying a new iPhone if AT&T is your carrier? i know the new changes don't take effect until next week, but still trying to understand. my assumption is you pay for the phone outright from the start. I bought the 6+ 128g back in sept of '14 and paid $499(?), would i pay $949 now if i wanted the same phone? does that make my monthly billing cheaper then? what is the difference from doing this with att then with the new apple plan? any explanation on both the apple and new att plans for iPhones is appreciated.