AT&T insurance with a $199 deductible is $6.99 per month per phone. Something else to consider in costs.
That sounds like a poor deal vs AppleCare+. Just an opinion.
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AT&T is smarter than u think.
Mobile share has only been around since summer of 2012.
Don't you think the timing of letting people switch over to the 10gb is an accident? Most on mobile share are or will be eligible for full subsidy upgrades within the next 4-7 months.
The math has been shown multiple times in this thread that if you are already on a 10 GB mobile share plan, at worst the new plans are the same cost vs old subsidy model, assuming you buy the phone up front. At best you save some meager amount of money and don't have to worry about contracts, ETFs, international SIM use, and other BS fine print.