That Studio rig is a different class of computer than an iMac. You should have started with a base mini or mini pro if you wanted to do like for like. Using Studio really is bringing yourself into a true pro set up and should be compared to a Mac Pro as it previously existed in many ways.Priced out a basic studio rig to replace my aging 27” iMac. Came out to $4,850 before tax. This is insane. I paid about $2,000 for the iMac, maybe less.
Apple has an incredible gap in their lineup without a 27” or 32” iMac.
People should not complain about the price of Apple Vision seeing cases like this. The Apple laptops are fairly priced. The desktops, no.
The iMac has always been a screaming deal though because of the quality of the monitor. And the Studio Display is overpriced. Try this: base M2 mini Pro, latest Samsung ViewFinity S9 monitor. You will land in approximately the $2,000 range and you will have a computer very comparable to that 27" iMac in terms of its place in modern Apple lineup.
I will note that the payoff from getting away from the all in one is not in the initial purchase. The payoff comes when you keep the monitor for over a decade and replace the computer every five years. You just have to bite the bullet for the nice monitor once, then it all makes sense going forward after that.