NFC-Based Mobile Payments Said to Be a 'Hallmark' Feature of iPhone 6

[rmsanger]

Lol if NFC is considered the hallmark of IP6. All of the jokes we've been hearing from sansung owners will literally be true. We adopt their technology and screen size and they literally will now have a phone from 2010.

Apple better push the envelope.

 

[Kendo]

Lol if NFC is considered the hallmark of IP6. All of the jokes we've been hearing from sansung owners will literally be true. We adopt their technology and screen size and they literally will now have a phone from 2010.

Apple better push the envelope.

Samsung may have included NFC first but has no clout or influence to push it as a payment system, ie. no one is using it and the general population (my mom and dad and my coworkers don't know about it). Once Apple adopts it, it will become widespread and Samsung will be allowed to not only capitalize on it, but also can say "hey we started NFC first!"

 

[Oletros]

The NFC part will likely be exactly the same. NFC = NFC. Same chip, same features.


The point is that adding an "NFC-chip" or providing a "mobile payment solution with nfc capability" is not the same thing. Any phone vendor can add a chip. Not many companies can drive a new global standard. Unless Apple is capable of driving the 'mobile payment' innovation that adds purpose to nfc, an nfc chip in my iphone remains without much praktical use.

Really, look outside of your bubble

There is a whole world outside USA and outside of iPhone users

 

[Trapezoid]

Can no one answer if nfc payments are actually popular anywhere else? I know the option is far more prevalent but are nfc payments actually popular? A source would be nice. Like I said, I see the terminals everywhere in the US, gas stations, fast food, pharmacies but have never seen it being used. Wondering if it's the same elsewhere...have a feeling it is but would love to see something stating otherwise

 

[Kendo]

Can no one answer if nfc payments are actually popular anywhere else? I know the option is far more prevalent but are nfc payments actually popular? A source would be nice. Like I said, I see the terminals everywhere in the US, gas stations, fast food, pharmacies but have never seen it being used. Wondering if it's the same elsewhere...have a feeling it is but would love to see something stating otherwise

You'll see it explode in the USA once Apple adopts it. Samsung should thank them for pushing this because otherwise it is a waste of space in their products cuz no one is using it right now.

 

[ILoveReblochon]

Do you think it's completely random that the 9th of September is a full moon?

http://moongiant.com/moonphases/September/2014/

 

[kilcher]

I know the iPhone has many other features, but when it comes to NFC.. my retired Nexus S from 2010 would like to say "lol".

Seriously now, adding NFC is fine, but don't make a big fuss out of it, Apple will only get laughed at.

Yes, and then they'll go on to sell 10 bajillion phones with "old" tech, lower specs, and features that have been available in other phones for years. I wouldn't worry about Apple, I somehow doubt they're losing any sleep over being laughed at.

 

[Kendo]

http://www.forbes.com/sites/tristanlouis/2013/05/11/are-nfc-payments-dead/

Are NFC payments dead?

Nokia, Blackberry, Samsung, Microsoft, and Google (but not Apple) have all been supporting the technology in their operating systems for over a year and a variety of devices have entered the market with the appropriate equipment in place...

...With that kind of backing, one could expect NFC to be rolled out widely across the country.

This article by Forbes was written over a year ago. Of course when Nokia, Blackberry, Samsung, Microsoft, and Google implement it, no one uses it and is already proclaimed "dead."

NFC only counts when Apple introduces it.

 

[diddl14]

Really, look outside of your bubble

There is a whole world outside USA and outside of iPhone users

What on earth does this have to do with my response??
Could it be that your own bubble is in the way?

 

[twoodcc]

makes sense for apple to go the nfc route. looking forward to it

 

[Trapezoid]

You'll see it explode in the USA once Apple adopts it. Samsung should thank them for pushing this because otherwise it is a waste of space in their products cuz no one is using it right now.

Yeah I know that and when that happens we'll hear people saying it was going to happen anyway blah blah, but I'm wondering if it really is popular in Europe like people claim. I don't think it is.

 

[bawbac]

NFC only counts when Apple introdu... be stolen, hacked and data extracted easily.

 

[zipa]

What is important is the integration of the potential NFC solution:
- The Apple ecosystem,

The Apple ecosystem has zero NFC-enabled devices so far, so no. Not to mention that NFC is an open standard, so what matters is the "NFC ecosystem", not the Apple ecosystem

- The security they implemented,

Is no different than the security on any other mobile phone on the market.

- The adoption by the retail Industry and the banks and financial institutions

Banks and finance are not adopting anything, they are the ones creating the solution.

 

[tmanto02]

Horse Hockey, it will only take off when all merchant card readers allow NFC payments it has nothing to do with a bunch of people buying one mobile phone over another.

As for linking this with the credit card associated with the iTunes account, that's stupid. Who is going to pay the 30% fee Apple will undoubtably put on the payment for using there system?

No one really thinks Apple are going to let any volume of server traffic happen for free do they?

They are pretty widespread here in Australia. I can think of 2 banks off the top of my head that offer mobile payments using NFC within there banking app. Apple will make it simple, and I bet this phone release will make it truly take off into the mainstream.

As for the cost, we'll have to wait and see how much is passed onto the customer.

 

[zipa]

nfc is pointless. give me a useful reason to want nfc.

You want your phone to do certain things when it is in certain locations. For example, when you place it on your nightstand, you want the ringer to turn off, disable email and facebook notifications and have the alarm set to 0600 the next morning (if it is a working day).

After you've showered and had your coffee, you sit down in your car and place the phone in its cradle, thus activating car mode, turning on the ringer, hooking up to your ICE and start blasting away your "on the road again"-playlist.

When you reach your desk at the office, you drop your phone in its cradle and it goes back to silent and directs all calls to your desk phone.

 

[RoastingPig]

You want your phone to do certain things when it is in certain locations. For example, when you place it on your nightstand, you want the ringer to turn off, disable email and facebook notifications and have the alarm set to 0600 the next morning (if it is a working day).

After you've showered and had your coffee, you sit down in your car and place the phone in its cradle, thus activating car mode, turning on the ringer, hooking up to your ICE and start blasting away your "on the road again"-playlist.

When you reach your desk at the office, you drop your phone in its cradle and it goes back to silent and directs all calls to your desk phone.

yeah and then you have to talk to people with your mouth...haha jk ..thats all sounds cool but you think anyone outside of the enthusiast who are on this forum are going to have any chance in hell at configuring a nfc pad.

also is apple going to allow that level of configuration of the settings through nfc probably not

 

[zipa]

yeah and then you have to talk to people with your mouth...haha jk ..thats all sounds cool but you think anyone outside of the enthusiast who are on this forum are going to have any chance in hell at configuring a nfc pad.

also is apple going to allow that level of configuration of the settings through nfc probably not

I don't know what you mean, but I have that exact setup configured for my work phone.

I do weep crocodile tears over the fact that my iPhone can't do the same.

 

[SactoGuy18]

This article by Forbes was written over a year ago. Of course when Nokia, Blackberry, Samsung, Microsoft, and Google implement it, no one uses it and is already proclaimed "dead."

NFC only counts when Apple introduces it.

Many retailers here in the USA say that because Apple's influence in the cellphone market in the US market is so strong, the lack of NFC on the iPhone was a major reason why NFC mobile payments didn't take off like it did in Japan when their garakei type cellphones got this capability back in 2008.

But now that Apple appears to finally support this capability, expect a surprisingly fast rollout of such payment terminals.

 

[Trapezoid]

Many retailers here in the USA say that because Apple's influence in the cellphone market in the US market is so strong, the lack of NFC on the iPhone was a major reason why NFC mobile payments didn't take off like it did in Japan when their garakei type cellphones got this capability back in 2008.

But now that Apple appears to finally support this capability, expect a surprisingly fast rollout of such payment terminals.

I dont know that its an issue of the terminals being rolled out. I see those everywhere. I dont see any one using them though. I suspect that's the same case in japan (still looking for proof to the contrary)

 

[johnnnw]

Lol if NFC is considered the hallmark of IP6. All of the jokes we've been hearing from sansung owners will literally be true. We adopt their technology and screen size and they literally will now have a phone from 2010.

Apple better push the envelope.

This forum will NEVER admit it but it will be true.

NFC has been around for a long time now....

If this turns out to be true and Apple is making it a big feature I already know people will start with the "revolutionary" comments.

Then it will be time to facepalm

 

[keeponkeepingon]

What Phil said?

yeah when he said he didn't see the use for NFC, so i thought because a SVP said that its kind of what the whole company feel..but guess things change

 

[SactoGuy18]

I dont know that its an issue of the terminals being rolled out. I see those everywhere. I dont see any one using them though. I suspect that's the same case in japan (still looking for proof to the contrary)

In Japan--especially in the Tokyo area--people who run the Mobile Suica app for their NFC-equipped cellphones (garakei phones and the more recent Android phones) "tap" their phones on special terminals at the ticket gates to get on and off commuter trains and subway systems (since the Suica system is interchangeable with the Pasmo contactless payment card system used by Tokyo-area subway and private rail commuter lines). Many NFC-enabled cellphones in Japan also run the Rakuten Edy app, which allows for NFC mobile payments at konbini (convenience stores) and most McDonald's in Japan.

I think Apple didn't want to implement NFC mobile payments until the technology matured for better security. The use of Touch ID plus additional security measures inside the iPhone 6 models now makes mobile payments reasonably secure by Apple standards.

 

[kdarling]

yeah and then you have to talk to people with your mouth...haha jk ..thats all sounds cool but you think anyone outside of the enthusiast who are on this forum are going to have any chance in hell at configuring a nfc pad.

Oh, for goodness' sake. Programming an NFC tag is incredibly easy with the related apps. For example, with the Samsung TecTile programming app, you simply choose the action(s) you want the tag to initiate, and then hold your phone over the tag to associate that tag with that action set:



Here are some examples of what you can do with NFC tags:

18 Creative & Useful Ways To Use NFC Tags With Your Smartphone - TrendBlog

also is apple going to allow that level of configuration of the settings through nfc probably not

The fact that Apple often treats its users as simpletons who need to be taken care of, by denying us options, is a whole other topic. However, I think that Cook is opening things up more and more. People are no longer the smartphone novices that they were a few years ago.

 

[AllieNeko]

I heard from an American friend that they don't even have chip and pin in the US, they still swipe and sign. Nor do they have mobile banking apps etc. Still use cheques

By the sounds of it the US infrastructure needs a lot of work before it's ready for this

Only one bank in the US currently issues chip and PIN cards to new customers (UNFCU). USAA used to issue them, but switched to chip and signature (though they still say chip and PIN on their website). Diner's Club US (which is a Mastercard, unrelated to Diner's Club everywhere else which is Discover in the US) is chip and PIN, but they no longer take new customers.

Most US banks are chip and signature - insert chip, sign receipt. VERY few shops, however, have chip support. Basically, most Walmarts, some smaller shops using First Data or Chase as their merchant bank, and it sounds like - very recently - some Home Depots.

There are, oddly, a ton of shops with chip readers (to name and shame a few - Target, Barnes and Noble, Lowes, Staples, Wet Seal, Sears, Ulta, Smith's, Aeropostale, etc) but which have them set to swipe-only mode (EMV chip support disabled/not set up).

Now, as for mobile banking apps - of course we do. Doesn't mean cheques aren't still used - even in the UK, cheques are still used - the deadline on eliminating cheque processing was delayed due to complaints from the few, mostly elderly, who still use them. The difference is that, in the US, I still write the occasional cheque - some people insist on being paid by cheque. I also get paid by cheque QUITE often. It's bizarre. But there definitely are alternatives.

 

[kdarling]

Now, as for mobile banking apps - of course we do. Doesn't mean cheques aren't still used -

US mobile banking apps also allow you to deposit checks remotely, with tools to take pictures of the front and back of each check.

The remote deposit has saved me a ton of driving from our little town, over the mountain, to get to my bank to deposit a check. I now only have to drive there if the check amount is over the remote limit (at least several thousand dollars).