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I've used Bitwarden for years.

I started off by using the Rust open source variant of it and hosting it on my own hardware. (https://github.com/dani-garcia/vaultwarden)
It's very close to the version you get if you just use the consumer version.

Life has got more complicated as I get older, and my time is more precious, so I just use the consumer version nowadays.

It's excellent. I've even started paying the $10 a year to give it a bit of financial support. Although I don't really use the extra features you get from paying for it.
 
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I used to use Lastpass (free), and then switched to Bitwarden (also free). Both will do the job, I just trust Bitwarden more than Lastpass. I ran into too many issues with Lastpass not being able to fill in authentication fields on more websites.
 
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Why not use the Passwords app that’s built into macOS? It works extremely well.

Because you're limited by what software/os/device you can use it on. Most browser extensions like Lastpass and Bitwarden work with every browser, on every platform. Plus if I'm on a device I don't own or have permissions, I can simply log into the website and snag my credentials.
 
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