Question in general:
I see this come up so often that I have to ask.
Which websites are you people "visiting"? Because you all seem quite paranoid that someone will know you've "been there".
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How can they get into banking apps?
Sure they can go to town on many of the other things you've listed, but tell me how you think the thief can get into someone's banking apps without their password/finger ID etc input?
Edit: I'm not recommending to go passwordless, I keep my phone tightly locked. But…
It’s fun thinking like a criminal, by the way