OH NO, for the record I wasn't taking offense to Alf's reply. I was just being silly while covering my own ass (I need to use those faces more often). I agree with you completely though. It is sound advice and knowing what someone does for a living, is no indication about their financial status. That's why I threw in that I DO go broke sometimes, when work is hard to find.
In a nutshell, I would say, whatever it is you do, save, work hard on other skills, network, invest in anything possible to resell later, and definitely use credit cards, but very wisely, and make sure you have 50% of what you intend to spend on said card. Keep things at resell value condition and sell them before they are obsolete, never buy anything you want, only things you really need, and from time to time REALLLLLLY want, and things you really want that you can make money off of. All of the little things in between should be left alone. If you do it right, by the end of a couple years, anybody can have 20,000 in assets, and a few thousand in savings. One thing I did, was buy things I don't want, or need off of craigslist at killer prices, and then resell them for still fair prices, but below market price. Things like ammo, gun accessories, silver and gold coins (which is right now good to buy but not sell), computer equipment, broken things that people don't know how to fix... And most importantly, when you can, buy used or refurbished.
I'm going to stay on topic in this thread, with an example.
I just bought myself a 42mm Apple watch off of B&H for 350, no tax, and free shipping with a 50 dollar gift hard. I wanted a nylon band and a tough case to protect it for resell. With the one I got my wife, and self, it comes out to 650 for both watches. After using the B&H gift cards ($100) on a christmas gift we planned on buying anyway, it's technically like we got both watches for 550. Hell of a deal!
Then I was looking for a good nylon band for my watch. I found a really nice velcro nylon band for 75 dollars. I probably would have bought it, but from my experience, things can always be had for cheaper, SOME WHERE. So after about 30 minutes searching, I figured instead of typing in "Nylon Apple watch band", I'll just type in "nylon watch band". Well I found the same exact band for 8 dollars. Then I bought the watch band adapters for 8 dollars. Both of these together are exactly what was being sold for 75, and I got it for 16.
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First, the 75 dollar band...
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What I bought
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