Purchasing iPhones: Payment plans or outright?

[ApplePersonFreak]

Which option did you go with? I just recently ordered my iPhone X outright but now I’m debating on if I want to use the device payment plan through my carrier since I do upgrade my phone every year, however I like to own them and not having a hefty bill every month. Would like to hear your method and what you recommend.

 

[Menel]

Loans on a not all that expensive tech device is ludicrous. Buy and sell. Youll have far less contract and fine print headaches simply owning.

You arent pulling wool over the carriers eyes. They wont lose money on whatever package.

 

[SparklyPickle]

I always get them from the Apple Store and paid in full, outright.

 

[skywalkerr69]

I pay outright to keep my grandfathered unlimited plan.

 

[eyeseeyou]

If you’re in a situation where opening up a new cc would be beneficial which card should you open?

Asking for a friend...

 

[ApplePersonFreak]

I always get them from the Apple Store and paid in full, outright.

Yep, did that with the X.

 

[SparklyPickle]

Yep, did that with the X.

Or you can "simulate" installments by using your credit card and paying monthly.

 

[C DM]

Which option did you go with? I just recently ordered my iPhone X outright but now I’m debating on if I want to use the device payment plan through my carrier since I do upgrade my phone every year, however I like to own them and not having a hefty bill every month. Would like to hear your method and what you recommend.

https://forums.macrumors.com/threads/did-you-buy-your-iphone-outright-or-pay-monthly.2051652/

https://forums.macrumors.com/threads/iup-vs-buying-outright.2079138/