Hi I will be upgrading from the 8 plus to the X. I am on the IUP and have already made 12 payments. I can purchase through Apple or Verizon. What are the advantages to continuing with the IUP? What are the advantages of doing it through Verizon and doing a trade-in to Verizon? My Verizon account is in good order. Do I need the 256GB size for the X? I have had the 8 plus since release and have only used 26GB. If I were not storing my music on my phone, I would only be using 8GB. I subscribe to Apple Music and have 50GB of iCloud storage. How important is Apple Care? Would I be better off with Verizon’s plan? Thanks.