Right now I am -$0.48 on my checking account but have $4.00 on my Savings account linked to it.
Will I be charged for overdraft? This is through USBank.
Will I be charged for overdraft? This is through USBank.
Right now I am -$0.48 on my checking account but have $4.00 on my Savings account linked to it.
Will I be charged for overdraft? This is through USBank.
I was nervous so I ran (literally) since I didn't have a car to the nearest USBank and deposited 5 dollars.
I plan on canceling my debit soon and getting a credit card.
I was nervous so I ran (literally) since I didn't have a car to the nearest USBank and deposited 5 dollars.
I plan on canceling my debit soon and getting a credit card.
I was nervous so I ran (literally) since I didn't have a car to the nearest USBank and deposited 5 dollars.
I plan on canceling my debit soon and getting a credit card.
I was nervous so I ran (literally) since I didn't have a car to the nearest USBank and deposited 5 dollars.
I plan on canceling my debit soon and getting a credit card.
It doesn't sound like there would be much to lose if access to your checking account were compromised via the loss of a debit card.The thing I hate about debit is if someone got ahold of my debit it has no protection. That is what scares me. Mine as well learn to use a credit card now before I am responsible for others.
With my bank, I frequently pay my bills the day before I go to make a deposit. These are bills that won't show up on the account until the next day such as utilities and my mortgage. When I wake up, the account is negative but as long as I get to the bank with my deposit before the cutoff, there are no overdraft charges. Been doing this for years.
Whatever you do for the love of god don't follow this advice, I do it myself and it's a horrible idea. Sure for some it always works, for others it sometimes works for a LOT of people it never works. I usually get away with it however I have been bitten more than once by it.
ALWAYS have the funds before making payments as you never know what will happen, some will say 3-5 days for example and process that night.
I wasn't giving advice to anyone, just stating what my bank allows.
Most banks have that policy if you get it in by the same processing day it wont charge you. But what you were saying is you pay ahead and OD the account since you're getting paid. IF your employer messed up and didn't direct deposit your funds that day you'd be up the creek.
I plan on canceling my debit soon and getting a credit card.
I was nervous so I ran (literally) since I didn't have a car to the nearest USBank and deposited 5 dollars.
I plan on canceling my debit soon and getting a credit card.