But you are mixing two slightly different things..
RAID is redundancy at a hardware level, multiple copies of data is simply best practice for data storage. if you want to use old analogies like tape, a 30day cycle (or choose a number you want) and you can still have parallel writes or copies too so that would be 2 x 30day cycles to allow for a tape that can not be read. A backup is pointless if it cant be restored remember...
I work in the highend/leading edge enterprise space, and you still see copy to multi sources as a strategy, in fact it pretty much a standard with database logs for example. SSD (not a disk, but Save/Save/Delete) this is around putting multiple copies of the same data in multiple places be that tape of old (or disk based storage arrays which is where it all goes these days).
All modern hardware NAS devices have capabilities that go well beyond what you can expect from software RAID.
There's clear reasons why enterprises use NAS or SAN with hardware based RAID and not software over DAS, arguably the logical retort to that is "well this is a home machine", true, but that doesn't negate the fact that one is much better than the other so the fact it's a home device is not really of any importance when you look to compare the two as we are doing. Remember the hardware for RAID existing to do one of two things, put or get the data from the drive and calculate and monitor/maintain parity consistency across the set - it doesnt need the same processor as you have in your rMBP.
Be it DAS or NAS, one disk is alway the primary member and the other secondary, (assuming RAID 1, clearly different for other levels, be that 5,6,10 or even 50 and 60). With DAS you are more likely to get data integrity issues due to system crashes, software or hardware problems and with no local write backcaching this is also a problem. NAS boxes offload the work of storing and maintaining the data from the client, clearly the NAS boxes are built for a set or given performance level and it's important to understand your workload requirements and get a solution that fits it. 130MBps shouldn't be a problem and at that level you'll hit the limits of 1GBe anyway (no chance of getting close to that on wifi). NAS is not faster or slower, but ethernet is slower than USB3 or eSATA connections as a rule but the spinning disks can only hit around 140IOPs on the read and 160IOPs write.... Then you need to be aware of the block size 4k, 8k, or larger 128k? then you need to understand is it Random or Sequential, its ok bragging I'm packing lots of SSDs and have a large 128k Sequential workload because you just blown a ton of money and HHDs would give you 95% of the same performance.. difference discussion, but be it NAS or DAS the drives are equal.
If you want to keep swapping out the secondary, it's not really a backup... which is what you are hinting or pointing towards. Be it NAS or software RAID you can still keep swapping the secondary member regardless; but to what end? The RAID set will simply be rebuilt from primary to the mirror every time you swap, but what you are not considering is what the impact of that is. Your chances of failure (statistically - and you can look that up) are far greater during a rebuild than any other time. Also your system will be very slow during the rebuild, so why bother? You are not saving or reducing data movements (it's still a read and then a write to the 2nd drive or place, it's not parallel), so you are putting the first drive under full load during an extended time and more often. Simply keep your RAID set in place, have something like a rsync command to copy net new changes from the DAS or NAS to an external drive. if you want to take full backups, thats cool too but will take much longer vs a differential approach as its a full copy - but it halves the load on the master disk as those reads are distributed evenly over the RAID 1 set. Again be it DAS or NAS, you simply put the 3rd drive into a USB port or point at a remote mount point and let it go.. if you are doing this on a NAS, that doesn't ever impact the running of your host device, it's offloaded and will only result in slower fetch or save times if you are pushing/pull data to it while the operation is running.
I forget what the original question was, oh yes. Raid 10 (0 + 1) no, you have to have 4 drives.
Remember a stripe (0) is a min of a pair of drives (so 2 in this case) and to mirror that (1) would also require the same number of drives again. so 2+2 = 4.
You have to pick Raid 0 - a stripe set, better performance - no redundancy. Or Raid 1, Redundancy with reduced performance (compared to 0).