Retailer and Credit Card Internal Training Info Suggests October 20 Apple Pay Launch Date

MacRumors

macrumors bot
Original poster
Apr 12, 2001
49,579
10,893



Apple's new mobile payments service, Apple Pay, may be enabled shortly after its Thursday iPad-centric media event, according to internal information leaked from various retailers and credit card companies.

Employees that work for one of Apple's major Apple Pay credit card partners have already finished their Apple Pay training and have been told that the payments service will be released on Monday, October 20, according to an employee who shared the information with MacRumors.

Similarly, a lengthy internal memo from Panera Bread obtained by 9to5Mac also suggests that Apple will launch Apple Pay on Monday, October 20.
As you are aware, Panera is a featured partner with Apple in their announcement of the iPhone 6 and the new Apple Pay platform. Now, we are excited to share that Apple is very close to releasing Apple Pay and actually planning to launch on October 20th.
Panera, like many other Apple retail partners, is currently training its employees on how to accept Apple Pay payments through the company's Verifone point-of-sale-systems. Panera has provided a short training video for managers and cashiers, along with an FAQ and talking points.

Last week, an internal memo addressed to Walgreens employees suggested that Apple was planning to launch Apple Pay on October 18, so it is a bit unclear when Apple Pay will actually go live for consumers. A weekend debut is an odd choice for Apple, lending credence to the Monday, October 20 date.

USAA, one of Apple's bank partners, has said that it plans to begin supporting Apple Pay on November 7, suggesting that retailers and banks will begin rolling out support for the service at different times.

Whether planned for October 18 or October 20, the launch of Apple Pay appears to be imminent, and as Apple Pay will be enabled via an update to iOS 8, the launch of iOS 8.1 is also coming in the next few days. First seeded to developers in late September, iOS 8.1 contains hidden references to Apple Pay.

Apple Pay's exact debut date will likely be revealed during Apple's October 16 media event, which will see the company introducing a new iPad Air, a new Retina iPad mini and a Retina iMac. Both of Apple's new iPads include support for Touch ID and will allow users to make purchases within apps using Apple Pay.

Article Link: Retailer and Credit Card Internal Training Info Suggests October 20 Apple Pay Launch Date
 

rwilliams

macrumors 68040
Apr 8, 2009
3,626
704
Raleigh, NC
It might be a good idea to release 8.1 before Monday so that people can download, install, and then set up their credit cards in Apple Pay this weekend. Trying to do it all on Monday, and then support the mad dash to retailers to try it out might be a bit much.
 

SonicSoundVW

macrumors regular
Jul 22, 2014
201
42
Michigan, USA
as long as iOS8 fixes a plethora of bugs currently present, i don't think ill be participating. Im looking forward to stability and bug fixes with iOS8 over the ability to use Pay.
 

darkslide29

macrumors 68000
Oct 5, 2011
1,659
503
San Francisco, California
Will I be able to use Apple Pay at *any* store with an NFC point of sale module, or is it limited to partners who specifically accept Apple Pay?

I thought I knew the answer to this. Now I'm not so sure.


EDIT: Thanks for the replies. It looks like Apple Pay will work anywhere contactless payments are accepted.
Apple Pay partners are simply those Apple worked with closely to ensure the stores had these modules at all of their locations. It's not limited to them.

Kudos to dannyyankou (post #10) for the youtube link that plays right at the spot this info is given.
 
Last edited:

nikicampos

macrumors 6502a
Jul 23, 2011
816
329
Will I be able to use Apple Pay at *any* store with an NFC point of sale module, or is it limited to partners who specifically accept Apple Pay?

I thought I knew the answer to this. Now I'm not so sure.
Only to partners who specifically accept Apple Pay
 

janderson0719

macrumors 6502
Aug 25, 2011
403
19
Will I be able to use Apple Pay at *any* store with an NFC point of sale module, or is it limited to partners who specifically accept Apple Pay?

I thought I knew the answer to this. Now I'm not so sure.
This is my confusion too. I see the NFC modules at most locations I shop, and I'm not sure if it's only the already mentioned partners or anywhere I see these modules.
 

darkslide29

macrumors 68000
Oct 5, 2011
1,659
503
San Francisco, California
This is my confusion too. I see the NFC modules at most locations I shop, and I'm not sure if it's only the already mentioned partners or anywhere I see these modules.
It's funny because I received two replies, and they're both different.

But the comment just above this has a link to the event, perfectly timed to where it says anywhere contactless payments are accepted. Sweet. :cool:
 

aajeevlin

macrumors 65816
Mar 25, 2010
1,051
445
as long as iOS8 fixes a plethora of bugs currently present, i don't think ill be participating. Im looking forward to stability and bug fixes with iOS8 over the ability to use Pay.
Yep, this is more of what I'm waiting for from tomorrow's presentation, not the iPad or apple tv, just IOS8.1.
 

dannyyankou

macrumors G3
Mar 2, 2012
9,395
16,117
Westchester, NY
It's funny because I received two replies, and they're both different. One says yes anywhere, the other says nope just specific partners. :cool:
The reason Apple partnered with certain companies was to make sure those companies put nfc payments in every single one of their stores. But it will work anywhere that accepts NFC payments.
 

janderson0719

macrumors 6502
Aug 25, 2011
403
19
It's funny because I received two replies, and they're both different.

But the comment just above this has a link to the event, perfectly timed to where it says anywhere contactless payments are accepted. Sweet. :cool:
Nice. I've regained my excitement for Apple Pay.
 

tmiw

macrumors 68020
Jun 26, 2007
2,192
490
San Diego, CA
A few big reasons why contactless is popular outside the US:

  • Using it it waives the PIN requirement for low-value transactions. The US has never needed and will probably never have PIN for chip cards, so the signature waiver for almost all transactions under $50 is in place just by swiping/dipping.
  • Contactless transactions outside the US can run "offline", meaning pretty much instant approvals for low-value transactions; the transaction actually doesn't get submitted to the issuing bank until the end of the day. In the US, all transactions run online (even contactless/NFC), meaning that they can take several seconds to complete.
I hope I'm wrong, but it's possible that even with Apple Pay NFC usage won't nearly be as high in the US as it is elsewhere. On the upside, the readers might actually start working more consistently.
 

caesarp

macrumors 6502a
Sep 30, 2012
967
388
It's funny because I received two replies, and they're both different.

But the comment just above this has a link to the event, perfectly timed to where it says anywhere contactless payments are accepted. Sweet. :cool:
But your card must be able to be input into apple pay. Not all cards can, it depends on your issuing bank.

----------

It might be a good idea to release 8.1 before Monday so that people can download, install, and then set up their credit cards in Apple Pay this weekend. Trying to do it all on Monday, and then support the mad dash to retailers to try it out might be a bit much.
It will probably be released tomorrow or Friday.
 

doug in albq

Suspended
Oct 12, 2007
1,449
244
Sweet, I cannot wait to hang my $1,000 iPhone 6 Plus out the window of my car at the McDonalds drive-thru! :rolleyes:
 

Frizers

macrumors regular
Jul 18, 2013
105
11
It might be a good idea to release 8.1 before Monday so that people can download, install, and then set up their credit cards in Apple Pay this weekend. Trying to do it all on Monday, and then support the mad dash to retailers to try it out might be a bit much.
Unlikely there will be a mad dash from many people apart from those who follow apple news, so a relatively small number
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.