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They don't hate NFC. CurrenC is going to use NFC as well. They hate that they are being cut out of the personal data loop. Currently they track customers by account number. When you swipe your card they are looking up all the purchases you have made in the past and providing targeted coupons and offers. Bank sponsored NFC transactions happen with one time authorization codes. This weakens account relationship tracking as they only know the bank, not the account.

Where are you getting this from? Everything I read about CurrenC is it uses a unique barcode you scan at the register.
 
LOL. Horse and buggy were used in the 18th, 19th and early 20th.

Credit cards were used as of October 19, 2014 as ApplePay ONLY came out as of October 20, 2014...aka 4 days ago :rolleyes:

If you are going to compare it to something, at least use something more realistic...

I get people want to be early adopters...but to not shop at a store because there is no ApplePay (when until 4 days ago they probably used credit cards) is a tad ridiculous...
People aren't shunning Rite Aid because there is no Apple Pay. They are doing it because three days ago there WAS Apple Pay, and Rite Aid turned it off.

When Rite Aid reverses its decision and begins to accept NFC payments again, including Apple Pay, then those customers may start drifting back.
 
Back on topic. Rite aid internal memo

Rite aid internal memo:

RiteAidSG1.jpg


What morons.

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They were very open minded to give Apple Pay a chance, when it failed to work for them they ceased using it.

Obviously Apple Pay is unable to make the grade, it failed... to live up to Apple's hype.

The rest is irrelevant. No matter why, Rite Aide did what was the right thing for their needs.

What? How did it fail? They turned it off because in 2015 they want you to use their lame mobile wallet. Apple Pay didn't fail. Rite aid did.

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Where are you getting this from? Everything I read about CurrenC is it uses a unique barcode you scan at the register.

QR code. Not even a bar code.
 
Rite aid internal memo:

Image

What morons.

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What? How did it fail? They turned it off because in 2015 they want you to use their lame mobile wallet. Apple Pay didn't fail. Rite aid did.

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QR code. Not even a bar code.

A QR code is a type of barcode. Yes it's not literally bars, but it is widely considered a type of barcode.

Everything else is right. This is a massive Rite Aid sucky move but remember Target, Walmart, Lowe's, Old Navy, Barnes and Noble - they all have disabled contactless readers too. I just learned today, when trying it, that CVS now has theirs disabled as well and they used to work...
 
A QR code is a type of barcode. Yes it's not literally bars, but it is widely considered a type of barcode.

Everything else is right. This is a massive Rite Aid sucky move but remember Target, Walmart, Lowe's, Old Navy, Barnes and Noble - they all have disabled contactless readers too. I just learned today, when trying it, that CVS now has theirs disabled as well and they used to work...

Really CVS too? Are you sure it's a corporate decision there or a one store issue? What did they say?
 
I've gotta admit I'm kind of loving this as the anti ApplePay folks come up with more and more implausible reasons to hate on it! I wish I were an Apple shill as I'd be getting paid handsomely. Instead I'll just be a satisfied customer and will wait for future rewards as a shareholder.

BruiserB, you mentioned an interesting topic. I know people who are Apple adverse. They will buy anything as long as it does not carry the Apple logo. I friend recently bought a Samsung Galaxy tablet. She cannot use it. Her BIL is sort of the anti Apple guy and she depends on him for support.

BB salespersons and some people she asked all suggested she go with iPad as she is tech shy. Now I'm trying to help her if I can. I have never used Android so I really don't know where to start. BIL came up dry on her issue.

On the other hand I know people who believe that Apple is infallible and people choosing non-Apple products should be executed.

I remained amazed at people who want to dominate the decisions of others around them. When I am asked I will tell what product I use and How satisfied I am. That's it.

I wonder if this will ever change or if we all have to die off before more os society is platform agnostic?
 
Just wanted to chime in and say I bet even before the "CurrentC" distraction is released that they will develop a devout group of followers much like Android has, who swear by it. It'll be an Apple vs. CurrentC war. The UK fought many wars during the 1500s-1900s. Apple is like the UK, fighting Samsung, Google, and now these guys. They'll also probably release big Super Bowl ads and posters throughout stores to get people's face in it. Apple on the other hand just needs to sell phones and Apple Watches and nothing else has to be done.
 
Just wanted to chime in and say I bet even before the "CurrentC" distraction is released that they will develop a devout group of followers much like Android has, who swear by it. It'll be an Apple vs. CurrentC war. The UK fought many wars during the 1500s-1900s. Apple is like the UK, fighting Samsung, Google, and now these guys. They'll also probably release big Super Bowl ads and posters throughout stores to get people's face in it. Apple on the other hand just needs to sell phones and Apple Watches and nothing else has to be done.

Please. CurrentC. Look at the support information for CurrentC at Target. To use the "quick"method you still have to wake your phone, open the app, enter a passcode, tap the currentC button, then scan the bar code. And you have to supply your SSN when adding an account. Really? Compare that to Apple Pay. Hold phone near reader, use touchID. No way will that CurrentC drek become popular:

http://support.currentc.com
 
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Just wanted to chime in and say I bet even before the "CurrentC" distraction is released that they will develop a devout group of followers much like Android has, who swear by it. It'll be an Apple vs. CurrentC war. The UK fought many wars during the 1500s-1900s. Apple is like the UK, fighting Samsung, Google, and now these guys. They'll also probably release big Super Bowl ads and posters throughout stores to get people's face in it. Apple on the other hand just needs to sell phones and Apple Watches and nothing else has to be done.

It is actually more of a "MC/Visa/Amex/Discover vs Merchant" type of war.

With Google Wallet and ApplePay being on the same side of the ring as the credit cards. Retailers are getting desperate to cut costs and see merchant fees as the way to do it.

Overall we have less fees in banking - but i'm sure a lot of us remember paying per check written, someone posted this past week their bank still charges them per debit (no charge if they run it as credit). Will "free" banking go away again?

It isn't over yet - and will shake out at a higher level than Apple and Google.
 
Really CVS too? Are you sure it's a corporate decision there or a one store issue? What did they say?

No idea if it's a corporate decision. I attempted both an American Express Blue Cash Everyday chip & signature + contactless card (brand new, available on request, GET ONE to show demand if you have an Amex it's available for - it helps everyone - contactless EMV) and Google Wallet (contactless Mastercard MSD). Both failed to get ANY response from the terminal, though the contactless pad light was on. They told me they've seen it used, but it usually doesn't work. NOT listed in Mastercard Nearby app.
 
No idea if it's a corporate decision. I attempted both an American Express Blue Cash Everyday chip & signature + contactless card (brand new, available on request, GET ONE to show demand if you have an Amex it's available for - it helps everyone - contactless EMV) and Google Wallet (contactless Mastercard MSD). Both failed to get ANY response from the terminal, though the contactless pad light was on. They told me they've seen it used, but it usually doesn't work. NOT listed in Mastercard Nearby app.

Don't spread FUD. That's not a general cvs ban.
 
Some business, such as Rite Aid and Best buy, rely heavily on their "Rewards" programs.



I don't belive Apple pay supports loyalty programs. MCEXchange seems like it does according to their website.



So it makes some sense why rite aid would not allow apple pay since those customers will opt for Apple pay as opposed to using their rewards card. Rite site looses "stickiness" with their Apple pay customers.


Wrong. Walgreens has a rewards card that you scan and then pay with Apple Pay and get the rewards. Credit cards are the same. I have a Citi Thankyou card and when I used Apple Pay for my purchases, I still received the Thankyou points for those purchases.
 
Please. CurrentC. Look at the support information for CurrentC at Target. To use the "quick"method you still have to wake your phone, open the app, enter a passcode, tap the currentC button, then scan the bar code. And you have to supply your SSN when adding an account. Really? Compare that to Apple Pay. Hold phone near reader, use touchID. No way will that CurrentC drek become popular:

http://support.currentc.com


No, I'm not supporting CurrentC, Initially I thought there would be high competition. But now I've changed my mind. Now that I know you need to supply an SSN (wow), I don't see how one could be comfortable using this, among the other hassles you mentioned.
 
No idea if it's a corporate decision. I attempted both an American Express Blue Cash Everyday chip & signature + contactless card (brand new, available on request, GET ONE to show demand if you have an Amex it's available for - it helps everyone - contactless EMV) and Google Wallet (contactless Mastercard MSD). Both failed to get ANY response from the terminal, though the contactless pad light was on. They told me they've seen it used, but it usually doesn't work. NOT listed in Mastercard Nearby app.

My CVS works fine with both my contactless card and Apple Pay. Not every NFC merchant is listed in the app.

----------

A QR code is a type of barcode. Yes it's not literally bars, but it is widely considered a type of barcode.

Everything else is right. This is a massive Rite Aid sucky move but remember Target, Walmart, Lowe's, Old Navy, Barnes and Noble - they all have disabled contactless readers too. I just learned today, when trying it, that CVS now has theirs disabled as well and they used to work...

CVS still works fine for me.
 
It is actually more of a "MC/Visa/Amex/Discover vs Merchant" type of war.

With Google Wallet and ApplePay being on the same side of the ring as the credit cards. Retailers are getting desperate to cut costs and see merchant fees as the way to do it.

Overall we have less fees in banking - but i'm sure a lot of us remember paying per check written, someone posted this past week their bank still charges them per debit (no charge if they run it as credit). Will "free" banking go away again?

It isn't over yet - and will shake out at a higher level than Apple and Google.


I read about that too, somewhere I read this is supposed to be a lifeboat for credit card companies. At the same time though it seems so simple and elegant that these companies wouldn't matter.
 
Only - a store that rings you up already has collected that data. And I imaged that linking it to you via Apple Pay isn't any different than linking it to you via a physical card. You're not anonymous when you use Apple pay.



You're missing the point again. TODAY this might be the most secure method with no way for it to be breached. His point was that historically, where there's a will, there's usually a way. It's too early to tell whether or not this is fullproof. And quite frankly - I don't think anything truly is. I do think this is a step in the right direction.

Actually to the store you are anonymous. The names are not shared with merchant and they don't even have the real last digits on your card. That info belongs to the bank, which guess what, they already have it. If you know nothing about Apple Pay, don't bad mouth it.

I agree that nothing is concrete and bug-free and bullet-proof. But comparing to other current method, it's proven to be on top of the game. You can think that it MIGHT be not invincible, but you can't deny the fact that it's more secure than anything we have today. That's just pure ignorant.
 
Please. CurrentC. Look at the support information for CurrentC at Target. To use the "quick"method you still have to wake your phone, open the app, enter a passcode, tap the currentC button, then scan the bar code. And you have to supply your SSN when adding an account. Really? Compare that to Apple Pay. Hold phone near reader, use touchID. No way will that CurrentC drek become popular:

http://support.currentc.com

Oh my. It would be easier/quicker to ring up the sale on an old time cash register or adding machine with the manual arm.

Providing SSN would be a dealbreaker for me.
 
Oh my. It would be easier/quicker to ring up the sale on an old time cash register or adding machine with the manual arm.

Providing SSN would be a dealbreaker for me.

I trust my bank more than this company also, should any fraud occur while using this system.
 
I gave mr the benefit of the doubt on the boa glitch article, but this is clear clickbait...and the idiot moron fandroids took the bait.

Seriously, is there somewhere that seriously reports news without the drama?
 
If you insist on first ignoring the topic and prefer to judge the author, I agree with you.

Now I'll address the topic of which is Apple Pay and Rite Aide.

Rite Aide generated 25 billion dollars in revenue last year from over 4,600 stores. This is a very successful highly regarded business in a highly competitive industry. They were very open minded to give Apple Pay a chance, when it failed to work for them they ceased using it.

Obviously Apple Pay is unable to make the grade, it failed... to live up to Apple's hype.

The rest is irrelevant. No matter why, Rite Aide did what was the right thing for their needs.

LOL they can see it failed to work in matter of less then 3 or 4 days? Don't you think that's too little time for them to collect data from all of their stores and form an opinion and make such decision? Well if you think they were OPEN MIND, and GAVE APPLE PAY A CHANCE, don't you think they need to see how it works in a longer period of time to make a good decision.

Or, they just rushing to deny Apple Pay to support their set-to-fail CurrentC coming in 2015, or 2050 I don't know.

And how does Apply Pay fail to work? I haven't seen anything that proves that. Yet. (See, that yet means I'm open-minded too)
 
I gave mr the benefit of the doubt on the boa glitch article, but this is clear clickbait...and the idiot moron fandroids took the bait.

Seriously, is there somewhere that seriously reports news without the drama?

The fact is, all media is meant to harvest people for profit.

The news on TV appears to be to inform, but it's there to sell products.

The Internet stories are not any different. They're here to sell products.

Without drawing in people to bicker back and forth, advertisements would dry up and the media site would fold.

You want drama free, you'll need to go to a site that charges for membership. And, then people who have spent money to be a member, will be in fear of being suspended for upsetting someone, therefore wasting their money.

Of course, a paid site would have less traffic, less conversation, and therefore less reason for anyone to be there.

The reality is, the fanboys love the drama. Macrumors loves the fanboys. Fanboys click on links, cause the site's statistics to go up, which causes the advertisers to pay for space on the site, which causes the fanboys to buy product, which just keeps the circle going.

Those who come to simply seek help, get questions answered, etc... well, they're not the obsessive ones clicking on every link seeking someone to discredit, belittle, etc. and therefore not the ones generating the cash flow.

In much the same way, if the television news wasn't written in a way to polarize the people, there would be fewer people watching it, fewer advertisers would buy spots, and the news show would die off in favor of whatever else would draw more viewers, to watch more commercials, to make more money, etc.

Drama is money.
 
I trust my bank more than this company also, should any fraud occur while using this system.

Well Apple doesn't have your info. Stores don't have your info. Only the banks do if you use Apple Pay. Well banks already have your info all along. So what's your point?
 
LOL they can see it failed to work in matter of less then 3 or 4 days? Don't you think that's too little time for them to collect data from all of their stores and form an opinion and make such decision? Well if you think they were OPEN MIND, and GAVE APPLE PAY A CHANCE, don't you think they need to see how it works in a longer period of time to make a good decision.

Or, they just rushing to deny Apple Pay to support their set-to-fail CurrentC coming in 2015, or 2050 I don't know.

And how does Apply Pay fail to work? I haven't seen anything that proves that. Yet. (See, that yet means I'm open-minded too)

Once upon a time I accepted cash only... Then, I accepted Credit Cards... Then I accepted PayPal... Then I later quit accepting credit cards... Then Eventually I quit accepting PayPal. It's a merchants choice. Pay me in cash, or don't buy at all. I don't care. I later sold that business, for guess what... Cash. Didn't hurt me at all. I've sold several businesses in my years. Stating what payment options I would accept, didn't kill my businesses. And, they remained profitable and viable enough to sell them to others who are still operating them today. Some of them with more strict payment options than I accepted. It's their choice.

A merchant is free to accept or deny any payment option they choose to, and that's up to them. If they want to refuse all cash, credit, checks, electronic, etc. methods, and only accept payment in seeds, or pebbles, or whatever, then that is their prerogative.

You want to shop there, you pay in the manner in which they accept payment.

They never had any intention of accepting Apple Pay. That has been made clear. They learned that someone could use an unauthorized payment method without their consent by exposing a built-in bug in the system (maybe not a technical bug, but a hole that they did not intend to be there). They closed said hole, and restored their system to match their original intentions.

If they didn't accept Discover Cards, and learned that when they pressed the credit button that a user was able to pay with their Discover Card by running it through the card reader, they'd be within their rights to recognize that gap in their hardware and policies, and correct it to match their policies.

So, because they didn't realize that fanatics were going to come in and try to use a payment method which they didn't offer, the fanatics scream when they restored their hardware settings to match their already established policies.

The fact that many of the fanatics are in an uproar over a store that most of the complainers wouldn't shop in anyway, is ridiculous.
 
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