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Rumored NFC Chip for iPhone 6 Highlighted in Claimed Schematic

SirLance99 said:
No, just no. It's completely different when it comes to this. There is no cost in looking at Web pages. There's a ton of cost in implementing what you're talking about. NFC is being installed in all the new POS. Not ibeacons
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Admittedly it was a poor example. I guess what I was trying to say was that things usually don't become popular until Apple does it. That stands true. I didn't consider the cost of implementing NFC, but I guess we'll see.

We dont even know if the iPhone will even have nfc yet!
 
Trapezoid said:
Admittedly it was a poor example. I guess what I was trying to say was that things usually don't become popular until Apple does it. That stands true. I didn't consider the cost of implementing NFC, but I guess we'll see.

We dont even know if the iPhone will even have nfc yet!
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I give you that usually, until Apple does it, it doesn’t become really popular. But NFC Terminals are going up all over. They'll be in around 55% of all POS in the US by 2018
 
SirLance99 said:
I give you that usually, until Apple does it, it doesn’t become really popular. But NFC Terminals are going up all over. They'll be in around 55% of all POS in the US by 2018
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I live in NYC, and travel between there and Miami quite often. I can say with honesty I've never once seen a single person use an NFC terminal ever to pay for things.

That doesn't mean it doesn't happen of course, but NYC and Miami are two major US cities and it's surprising to me that I just haven't seen it.

I have a G3, and I've never used it once. It doesnt even have to be because Apple does something "magical" with NFC. For whatever reason, whether stupid or not, it does seem like Apple is the company that makes people notice things (possibly their marketing, Samsung's crappy marketing is good forum fodder but thats about it). Again, we'll see what happens, but I'm fairly confident that if the iPhone has NFC, that I'll be seeing much much more usage out and about in the world.
 
Trapezoid said:
I live in NYC, and travel between there and Miami quite often. I can say with honesty I've never once seen a single person use an NFC terminal ever to pay for things.

That doesn't mean it doesn't happen of course, but NYC and Miami are two major US cities and it's surprising to me that I just haven't seen it.

I have a G3, and I've never used it once. It doesnt even have to be because Apple does something "magical" with NFC. For whatever reason, whether stupid or not, it does seem like Apple is the company that makes people notice things (possibly their marketing, Samsung's crappy marketing is good forum fodder but thats about it). Again, we'll see what happens, but I'm fairly confident that if the iPhone has NFC, that I'll be seeing much much more usage out and about in the world.
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Once again, I'll agree with you on all points. This is why I really want Apple to finally have it.
 
cjmillsnun said:
Chip and sig is hardly more secure than mag stripe and sig. It still relies on the signature being checked against the card. I can tell you when I was a shop assistant, I was probably the only person who checked it and the cards properly. I actually think the US financial institutions are insulting their customers. In Europe the move to Chip and PIN was almost seamless. I'm sure that you guys could manage it.

I like that NFC is limited to small purchases, it's a dangerous technology with no validation technique currently, and is also vulnerable to interception. When it's your bank card or something tied to it, that's scary.
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This is precisely why Apple will not adopt it, it's not a secure system, and can't be used with older devices that don't have the NFC chip.

I'm telling you, this is just a rumor, no way Apple will include NFC.

The thing with iBeacons, once apple opens iTunes accounts to it...it won't have to be limited to iOS, it's possible they will provide android app (similarly, you already have iTunes on Windows computers). ...even if they don't, Google is likely working on a similar system that also works with Bluetooth LE beacons. I just don't see people going with NFC if they can just use current device, with better security.

I don't care what anyone says, NFC will be as Betamax to VHS, HD-DVD to blu-ray, napster to iTunes...it's not going to catch on.

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El Hikaru said:
Why Bluetooth or wifi cannot be used for payment? They are wireless communications.
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They can, and will, once payment system(s) implemented, see my post #133 https://forums.macrumors.com/posts/19498481/
 
benji888 said:
I don't care what anyone says, NFC will be as Betamax to VHS, HD-DVD to blu-ray, napster to iTunes...it's not going to catch on.
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Except for all the places around the world where it has caught on and is quite popular. Just because you Yanks are behind the times doesn't make it a dead technology.
 
kdarling said:
As others have pointed out, iOS is used by only a fraction of the world's mobile device users.

So, no, NFC isn't going to fade away because of iBeacon, no matter how much the latter gets used in some places.
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EMV suggest on their website that the system is mostly a secure software layer over some accepted transport protocols one of them being NFC or NFC running in emulation mode. Once Apple has an EMV implementation, probably in the NFC chip, couldn't they create another alternative payment channel?

Not thinking iBeacons more the new Handoff feature between iOS devices and Mac's. So instead of sending credit card details a webstore safari running on the mac could handoff payment to the phone to create a distinct payment authorization. Make web payments more secure.

Then again if that worked then a physical store could do the same handoff from say a iPad POS could do the same to use the phone as credit card.
 
SirLance99 said:
That's funny. So I wake up this morning. Tap my phone on my NFC next to my bed. Music I've pre-selected starts playing over my Bluetooth KH speaker. Do my morning routine. Get in my car. Tap my phone on my NFC, Bluetooth switches over to my car and starts playing music while switching on my Waze app and others I've set up. Go to the gas station to get some gas. Tap my phone on the paypass sign with my phone to pay for the gas. Go to Wal-Greens and buy some things I need and pay with the NFC built into the POS. Go to Meijer to buy groceries. Pay for all of it with NFC by tapping my phone on the POS self-checkout. Go to a friends house, he want's to listen to some new music I was telling him about. Tap my phone on his NFC speaker to pair my device and start playing music.



So, yeah. It's pretty useful. Just because you don't see anyone using it doesn't mean it's not being used.



Australia making Waves in the World of Contactless Payments - http://letstalkpayments.com/australia-making-waves-world-contactless-payments/ According to a recent report by Australian bank Westpac, contactless payments via mobile will reach A$3 billion in Australia by 2015. In Australia, mobile-based contactless payments have accounted for 60% of all debit-card transactions in the past 12 months. The growth can be attributed to the proliferation of smartphones that come with features, such as NFC, that make it possible to perform contactless payments.



How this technology made banks super excited about contactless payments http://letstalkpayments.com/technology-made-banks-super-excited-contactless-payments/

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There is no way all businesses will get ibeacons that just work with iPhones and not other devices. The cost is too great.

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No, just no. It's completely different when it comes to this. There is no cost in looking at Web pages. There's a ton of cost in implementing what you're talking about. NFC is being installed in all the new POS. Not ibeacons
Click to expand...


Thats an obscene amount of fetching phone out and tapping.

With BTLE wouldn't have to do that.

Also BTLE Beacons work on Android.

BTLE beacons are incredibly inexpensive. $5-10 + a cloud software package.
 
SirLance99 said:
That's funny. So I wake up this morning. Tap my phone on my NFC next to my bed. Music I've pre-selected starts playing over my Bluetooth KH speaker. Do my morning routine. Get in my car. Tap my phone on my NFC, Bluetooth switches over to my car and starts playing music while switching on my Waze app and others I've set up. Go to the gas station to get some gas. Tap my phone on the paypass sign with my phone to pay for the gas. Go to Wal-Greens and buy some things I need and pay with the NFC built into the POS. Go to Meijer to buy groceries. Pay for all of it with NFC by tapping my phone on the POS self-checkout. Go to a friends house, he want's to listen to some new music I was telling him about. Tap my phone on his NFC speaker to pair my device and start playing music.

So, yeah. It's pretty useful. Just because you don't see anyone using it doesn't mean it's not being used.
Click to expand...

Yea. In 2020. Maybe.
So still useless.
 
Menel said:
Thats an obscene amount of fetching phone out and tapping.

With BTLE wouldn't have to do that.

Also BTLE Beacons work on Android.

BTLE beacons are incredibly inexpensive. $5-10 + a cloud software package.
Click to expand...

So over the course of a day you think that this is a lot to take your phone out? Not really. Especially when I do everything from my phone.

Beacons will not be in stores anytime soon as $5-$10 per beacon per pos per store all around the world. That's billions of Beacons and a great cost that retailers don't want to absorb. Whereas, NFC Terminals are pretty much mandatory being implemented now.

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Ballis said:
Yea. In 2020. Maybe.
So still useless.
Click to expand...

Not really since I did all that yesterday.
 
Beacons will not be in stores anytime soon as $5-$10 per beacon per pos per store all around the world. That's billions of Beacons and a great cost that retailers don't want to absorb. Whereas, NFC Terminals are pretty much mandatory being implemented now.
Click to expand...

A small nominal fee per store is still far more cheaper then implementing NFC terminals. If it can potentially bring in a better, cheaper and faster payment system its more then worth the cost. 800 million iTunes accounts with credit cards is a powerful thing.
 
linuxcooldude said:
A small nominal fee per store is still far more cheaper then implementing NFC terminals.
Click to expand...

No, it isn't, since the NFC terminals will be essentially mandatory anyway. You must have some terminal to process credit/debit cards, and pretty much all of those will be NFC enabled.

Also, the fees will most likely neither be small nor nominal. You'll have to pay for the equipment, pay for someone to set it up, pay for someone to maintain it, pay for the payment processing and pay for any other fees that might be associated with it.
 
linuxcooldude said:
A small nominal fee per store is still far more cheaper then implementing NFC terminals. If it can potentially bring in a better, cheaper and faster payment system its more then worth the cost. 800 million iTunes accounts with credit cards is a powerful thing.
Click to expand...

You're missing the point. NFC along with the new standard EMV is already being implemented mandated by Visa/MC. If you do some deep research like some others and myself have into NFC you'll realize that this is happening.
 
As previously mentioned NFC is not needed or mandatory for these new payment systems. Its only one option. Especially here in the USA. If Apple does not adopt NFC, its unlikely to gain any traction as that would limit payment systems in an iPhone dominated country.
 
linuxcooldude said:
As previously mentioned NFC is not needed or mandatory for these new payment systems. Its only one option. Especially here in the USA. If Apple does not adopt NFC, its unlikely to gain any traction as that would limit payment systems in an iPhone dominated country.
Click to expand...

Don't know about the paycard terminal market over there, but over here the NFC-enabled ones are the standard offering and cost about the same as the ones without NFC. Also, all major credit/debit cards will be equipped with NFC, so that alone is reason enough to adopt it.

Also, Apple's marketshare in the US is at around 40 % and declining. It's an Android-dominated country, just like every other country on the earth.
 
zipa said:
Don't know about the paycard terminal market over there, but over here the NFC-enabled ones are the standard offering and cost about the same as the ones without NFC. Also, all major credit/debit cards will be equipped with NFC, so that alone is reason enough to adopt it.

Also, Apple's marketshare in the US is at around 40 % and declining. It's an Android-dominated country, just like every other country on the earth.
Click to expand...

Standard, but not required. Android market share is already surpassed iOS but still not enough to jumpstart NFC in the US or even else where. Why is that? Why are we not seeing NFC dominating mobile payments everywhere including the US if NFC is so prevalent on Android devices?
 
linuxcooldude said:
Standard, but not required. Android market share is already surpassed iOS but still not enough to jumpstart NFC in the US or even else where. Why is that? Why are we not seeing NFC dominating mobile payments everywhere including the US if NFC is so prevalent on Android devices?
Click to expand...

One reason is that most stores do not support NFC. This will change once the new EMV hardware comes into play.

Second, in the US carriers have tried to control NFC. Look at the program formally known as ISIS. Apple has a history of by passing these same carriers.
 
linuxcooldude said:
Why are we not seeing NFC dominating mobile payments everywhere including the US if NFC is so prevalent on Android devices?
Click to expand...

But it is. It is dominating to the point where there are no other competing technologies in existence. And NFC will be the standard, even if there will be zero mobile phones that supports it. Unless you propose that Visa, Mastercard and the rest will just throw out their entire infrastructure that they have been rolling out for the past few years for no good reason at all?
 
Trapezoid said:
I live in NYC, and travel between there and Miami quite often. I can say with honesty I've never once seen a single person use an NFC terminal ever to pay for things.

That doesn't mean it doesn't happen of course, but NYC and Miami are two major US cities and it's surprising to me that I just haven't seen it.

I have a G3, and I've never used it once. It doesnt even have to be because Apple does something "magical" with NFC. For whatever reason, whether stupid or not, it does seem like Apple is the company that makes people notice things (possibly their marketing, Samsung's crappy marketing is good forum fodder but thats about it). Again, we'll see what happens, but I'm fairly confident that if the iPhone has NFC, that I'll be seeing much much more usage out and about in the world.
Click to expand...

I have tried from time to time to use the contactless feature on my credit card in the U.S. on terminals that supposedly support it, and I've never gotten it to work. If they can't even get THAT supported I don't see nfc spreading fast. I've never seen a nfc terminal in the sf bay, dc., or ny. Where are these things?
 
NFC is already into what, almost 10th year? A few years ago the only info I found was around 8% world wide adoption. I'm not convinced NFC is going to be the dominant mobile payment platform if it's not already.
 
linuxcooldude said:
NFC is already into what, almost 10th year? A few years ago the only info I found was around 8% world wide adoption. I'm not convinced NFC is going to be the dominant mobile payment platform if it's not already.
Click to expand...


NFC is used for a lot of other things other than credit card payments. Bus and train passes, membership cards. Ignore the entire credit card payments and it's still a cheap and easy technology to add to a device that is quite useful to people in many countries.
 
No more Key Fob

I just want to get rid of my access card for the office,

can someone please make my phone do this for me?

thanks
 
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