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So Apple Pay works at CVS again, what's really going on here?

JayLenochiniMac said:
That doesn't make too much sense. You're in fact using credit cards in Apple Pay. The successor to credit cards, whatever that may be in the future, will be in Apple Pay as well.
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What the statement means is that you're not transmitting the credit card number during the transaction which could later be stolen and used to make purchases like has happened with other retailers recently. ApplePay does link to a card but instead uses a one-time transaction number which is a much safer method. The less info you give at the time of payment the better for your security.
 
gsmornot said:
What the statement means is that you're not transmitting the credit card number during the transaction which could later be stolen and used to make purchases like has happened with other retailers recently. ApplePay does link to a card but instead uses a one-time transaction number which is a much safer method. The less info you give at the time of payment the better for your security.
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Yes, tokenization is the added security as one of Apple Pay's benefits. The one-off transaction number replaces your actual credit card number, but you're still using credit cards.
 
Regions Bank and Apple Pay

Apple Pay now works with Regions bank...you will have to call the bank to get it verified!!
 
Bobby Corwen said:
I wonder how truly widespread this "boycott" sentiment is spread amongst non Mac rumors Apple users out there and if it's statistically significant for business.

I do know there are a lot of blocks that have CvS and Wlgreens on the same corner all across the country...

It seems like a lot of Apple users intuitively know to try to support it.
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Not me. I'm not going out of my so I can use ApplePay. If I'm by a CVS, and they have what I need, I'm going to CVS.

Spending more money in time, gas, or on the purchase itself just to use ApplePay is just plain stupid. But I guess when you have people here upgrading phones every year or selling their current phone at a loss because they want a different color, I shouldn't be too surprised that people aren't abel to smartly manage money.
 
JayLenochiniMac said:
I was responding to your comment "It'll never replace credit cards." Apple Pay IS using credit cards, but in a more secure way (tokenization).
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Fair enough. What I meant is that, in my lifetime, I don't expect physical credit cards to go away completely. Then again, I'd love to be wrong. It's funny watching people complain about "how slow" ApplePay is to catch on. They weren't around when credit cards were first introduced. Heck, even today there are still merchants who won't take anything but cash.
 
CVS and Rite-Aid are no longer showing in MasterCard Nearby app so I guess it was some sort of a glitch. However, what's weird is Petco and Walgreens (both official Apple Pay retailers) are also missing, at least around here. I do see Subways and Chevrons on there though.
 
rugmankc said:
I have seen nothing on that yet, wonder if a fluke and you will see correct billing. Did you get receipt?

I buy a lot of small orders with them. It is one place I would use Apple Pay, if I hear of no Statement issues with purchases.

Not sure if anyone has received a monthly statement yet to see how accurate purchases are.
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My statements are available to me online. Yesterday I bought breakfast and lunch with Apple Pay, the first time I used it. Here is my statement:

https://picasaweb.google.com/108464110929132780547/November142014#6081515939809652434
 
yg17 said:
Not me. I'm not going out of my so I can use ApplePay. If I'm by a CVS, and they have what I need, I'm going to CVS.

Spending more money in time, gas, or on the purchase itself just to use ApplePay is just plain stupid. But I guess when you have people here upgrading phones every year or selling their current phone at a loss because they want a different color, I shouldn't be too surprised that people aren't abel to smartly manage money.
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That's a quite a generalization. I manage my money perfectly & never sold my iPhone at loss, and I would opt to use a store with Apple Pay than not. I'm not an Apple fan boy but I will support them if they create something amazing. With a new company announcing a credit-card hack every couple weeks, I support Apple's Apple Pay completely.

Will my support to only go to retailers that use Apple Pay persuade other retailers to switch to Apply Pay? Maybe not, but at least I'll have peace-of-mind when they inevitable get hacked.
 
Bobby Corwen said:
I wonder how truly widespread this "boycott" sentiment is spread amongst non Mac rumors Apple users out there and if it's statistically significant for business.

I do know there are a lot of blocks that have CvS and Wlgreens on the same corner all across the country...

It seems like a lot of Apple users intuitively know to try to support it.
Click to expand...

Outside of some members on this site and similar sites, probably not widespread at all. If I am out and I need something, I won't deliberately drive somewhere else just to use Apple Pay. I've survived without Apple Pay for a very long time and I don't want to go out of my way taking more of my time and gas to use it. If it is there then it is there, but there is no boycotting from me. I will boycott CurrentC out of pure concern surrounding the methods they have adopted or are adopting.
 
scaredpoet said:
You can go to any pharmacy you want, but not all pharmacies take all prescription coverage plans. Some plans are better supported than others.

Additionally, CVS is owned by CareMark, which offers prescription coverage plans to employers and private individuals, so naturally, CVS will favor CareMark plans over other insurers. And likewise if you're a CareMark customer, using anything other than CVS to get your prescription filled is probably discouraged.
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Cvs is not owned by Caremark. They are two companies under the same parent company CVS/Health.
 
iapplelove said:
Cvs is not owned by Caremark. They are two companies under the same parent company CVS/Health.
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The semantics aside, the end result is the same.

----------
yg17 said:
Not me. I'm not going out of my so I can use ApplePay. If I'm by a CVS, and they have what I need, I'm going to CVS.

Spending more money in time, gas, or on the purchase itself just to use ApplePay is just plain stupid. But I guess when you have people here upgrading phones every year or selling their current phone at a loss because they want a different color, I shouldn't be too surprised that people aren't abel to smartly manage money.
Click to expand...

You assessment of the situation is even more hyperbolic than what you're trying to criticize. In an increasing number of places, there are Walgreens locations literally across the street from CVS and Rite Aid locations. These chains are extremely competitive with each other, so it's not that difficult to vote with your wallet (or your smartphone, as the case may be).
 
scaredpoet said:
You can go to any pharmacy you want, but not all pharmacies take all prescription coverage plans. Some plans are better supported than others.

Additionally, CVS is owned by CareMark, which offers prescription coverage plans to employers and private individuals, so naturally, CVS will favor CareMark plans over other insurers. And likewise if you're a CareMark customer, using anything other than CVS to get your prescription filled is probably discouraged.
Click to expand...

Those statements are not factual.

Prior to having CareMark as my prescription discount provider, I had a different insurer and CVS had no problems with that plan and in fact my prescription prices were lower with that plan then they were when we were switched to CVS CareMark. That was purely a result of the prescription insurance benefit coverage I had through my employer being better with the old company than it is with CVS CareMark, and nothing to do with a preference by CVS for the CVS CareMark pharmacy benefit management pan, obviously.

Alternatively, CVS CareMark is accepted at many other pharmacies. You only have to go online and check. They have over 68,000 retail pharmacy partners and there are only 7300+/- CVS retail pharmacy locations. What does that tell you?

The price of a 30 day supply for prescriptions on my plan is the same at CVS/Walgreens/RiteAid/Walmart, etc... The price for a 90 day supply either through the mail or at a CVS retail pharmacy is lower and in many cases by about half, but the price of a 30 day supply is exactly the same. Unless you have a chronic condition that requires long term use of pharmaceuticals and you order 90 day supplies, there is zero benefit at buying through CVS CareMark mail order, or at a CVS retail pharmacy. There is nothing discouraging the use of a different retail pharmacy other than your wallet, and only if you purchase a 3 months supply.

I am not encouraging anyone to switch their pharmacy, even though I did. However, I think there is a misunderstanding of the CVS CareMark prescription benefit that is being perpetuated on this forum and may keep people from investigating on their own if they can use a pharmacy other than CVS if they have CVS CareMark coverage.
 
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