I would be A LOT more worried about someone accessing my HDD than my webcam. What are you people doing that you are so worried about being recorded? Do you also not go out in public?
Even if we're doing "mundane" everyday things like cooking dinner, reading a book or doing laundry it's still an invasion of privacy. When we're in our own home we don't want to be watched. We want our peace and private time. If people have nothing better to do then watch others do even everyday stuff then they need to get a life and a real job. Also it's just creepy.