I thought you were "required" to pay if you place the winning bid on Ebay?
As for CL You have to be very careful and patient. It took me like 2 and a half 3 months to finally weed through all the spam and lowballers to get a fair price on my wacom, cintiq. I had almost cut the price when I sold it. I also did score my deal of the year "new" Ipad 4g 64 gig for $500 bucks there as well.
I hate to hear about OP situation and having to sell fast. I became disabled 7 years back, a few months after buying an suv. And had to take a $3500 Loss and cut it loose to carmax after Paying Cobra on my insurance sucked me dry.
At least apple is the "import" of the electronics world, and are actually worth something If you do need to sell em.
Oh and I don't recommend anyone get less than 32 gigs on an ios device, unless you only plan on dealing with apps. I don't have a lick of music on mine and filled my 32 gig Ipod touch up quick shooting video. I cant imagine If I shot with the ipad and the much better camera. I have even used that thing as monstrous as it is a few times. Plus many apps are weighing in at a gig plus. I really wish apple wasn't so bloodthirsty on memory, and or offered a micro sd slot. I Know I lucked up with my 64, but I would have never gotten one this big IF the seal weren't so sweet.