In Australia we have four Big Banks.
When Apple Pay was touted only one bank was happy to sign up. The others wanted to forced access to NFC so they could do it their way and avoid commissions. Banks who love charging merchants and customers fees
Eventually the other three had to get on board.
I like Apple Pay because it is way more secure than passing card details around. Been scammed before a petrol station where they used card twice. Once after I left the store. This way, they don’t get anything but an acknowledgement the funds were ok and paid.