my card got charged on 10/8, the day that i first placed the order.

Thanks for the suggestion, though.
Actually, that was an excellent suggestion above. If your cc got charged on 10/8, you have 60 days from the
"statement" date to dispute that charge. Does that make sense? In essence, you have more than 60 days to file a claim, because your waiting for that bill to post on your next statement. You came to this forum to get help, if it were me, I'd give this a try.
How this works is your cc company credits you the amount you paid for the iPhone instantly. They then, dispute the charges with Sprints banking management. Sprint has so many days (which I forget) to argue the claim, if they don't respond, your cc company gets a reimbursement from their bank. And if they do respond, then that's where you need to have all your proof ready to be sent over to your cc company. They will mediate for you. You just have to supply as much documentation to support your claim. Try this, your cc company will have all the purchaser's rights and by-laws to help support you. And it won't take any of your time at the hospital. Please keep us posted. I'm really curious how this ends up.
I'm still waiting for my 4S from Sprint. When I do get it, I will inquire about this 14day return policy and see if they can give me some document in my contract where it states 14 days from the day the phone is received and not ordered. I'll be picking up my 4S directly from Sprint, but I'm sure somewhere in the contract this is mentioned. I will scan and post for you. Or I will PM you on this forum. By the way, have you read your contract. It should be in there in fine print under Return/Exchange Policy.
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You're counting wrong.
Suppose they had a 1-day return policy. Would it expire the instant you walked out the door? No, it would expire 24 hours later. The day you make the purchase is Day 0, the next day is Day 1.
I'm not trying to challenge you. But in your scenario given the 1-day scenario, then yes, I agree you would have the next day to return an item, unless it was stated that you had until the end of the day to think about it. But this is never the case in any return policy I've seen or experienced.
But at Best Buy or at Fry's Electronics, for example, they have a 14-day and 15-day return policy. The day you purchase is counted as Day One, unfortunately this is their policy. I've been in this situation before presenting my arguments relating 14 days in respect to military time (24h).