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Hypothetically speaking lets say you fall and crack your macbook screen thats a 700$ repair. Instead of diminishing the insurance coverage with a repairs because you are covered lets say 1300 for the computer and with the screen repair your coverage is now 1300-700=600$. Can't you just render your mac unrepairable so you can receive a new replacement since they claim that they can pay a full replacement cost. They send you a reimbursement, buy new laptop say you broke it 2 years later and you have enough for the latest model, basically transfering money. You buy the insurance again and you basically have an updated computer every 2-3 years. This is hypothetically speaking im just writing down plans for my book :p

In your scenario you have only $600 left. You will not get a replacement computer unless the replacement costs $600. you'll get a check for $600.
 
Either bad reading comprehension or I wasn't clear enough. I didn't bother to read my paragraph again.

But I said instead of diminishing you insurance coverage with a 700$ repair. Can't you just break it to a point where it is "unrepairable" so you can happily just get a check and buy a new one.

Im getting a lot of content for my book :eek:.

With Square trade you don't have replacement for unrepairable as some special rider. you have $749 of coverage and when it gone you have NO warranty.
 
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