I gotta call foul on this one. Something just doesnt make sense.
First off, if you call the cops and tell them your laptop ( +2000 , a FELONY) was stolen. You know who did it. They were tresspassing and you have a witness they will come to you. No need to go down to the station. They have cars you know..
(A cop did come to the house, i dunno what your talking about. All he did was see where the laptop was when it was stolen, and filled out a forum.)
Second, drop the insurance. Honestly I would feel more comfortable leaving parts of the stpry out when talking to the cops than I would talking to any insurance company.
And forget the insurance. You wound need a police report to confirm there was a break in, but you seem reluctant to even get the cops involved.
Sorry, but your extremely wrong. I've already talked with allstate, (well my mom did) and the woman told us that it would not be covered under my friends home owners but under mine. Home owners covers possesions taken out of the house for short periods of time. I have a 500$ deductible to pay and i have coverage of my laptop up to 5000$. I have to fill out another police report, and continue talking with the police to try and locate the laptop. Cops know this. Theres was a lot of people over. It wasn't breaking in, because it wasn't a huge deal he was in the house. And NO ONE saw him with the computer in his hand. Just a stinking webcam.
Something sounds fishy...