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Apple Watch is the key for me… I’m not sure I’ve ever used it from my phone, but the watch makes it so very easy.
 
I suspect this is part of why Apple wants to get IDs into the phone too. Most of us are forced to carry a wallet for other reasons, so the plastic card is still convenient. Without a wallet though, I imagine everything would be Apple pay.
 
That is dumbfounding but makes sense. I don’t think my brother, wife, or sister in law use it. I am pretty sure if my parents switched to iPhones they wouldn’t. It is so easy and secure though it amazes me.
Because the media has managed to brainwash the older population into thinking PHONE =BAD/UNSECURE. Regardless of how the technology actually yis.
 
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I suspect this is part of why Apple wants to get IDs into the phone too. Most of us are forced to carry a wallet for other reasons, so the plastic card is still convenient. Without a wallet though, I imagine everything would be Apple pay.
Which would be great for places that aren't Kroger and Walmart. The Kroger Payment system doesn't even work for me, it just says Error KC2617, and then when I reached out to their support, they said "use the physical card" LOL! These store mobile payment systems are a joke, and they just need to enable Apple Pay. But until then, I still have to carry my wallet into Kroger.

At least Walmart pay works somewhat consistently, but half the time, I dont even get good service inside of a Walmart, which means, again, physical card.

Apple Pay works without service which is where it wins. And then there's my work keycard, which also lives in my physical wallet. I doubt my work is going to update their readers to be Apple Pay compatible anytime soon, since the upgrade costs millions of dollars as is, just to get every elevator, door, etc on new readers. I guess we have yet to see how the NFC for office keys works on iOS 15 yet, until launch day of the OS.
 
Tried it, found it unreliable so had to use card anyway too many times after failure, so just gave up on it.

Part of its being unreliable is even when POS has a reader, a lot of time it just doesn't work as it is so seldom used they didn't notice the reader isn't working. Or the sales person doesn't know what they have to do. I don't want hassle when paying, so just plug in my card and wait for the remove it message which always works.

I use it all the time for on-line purchases though and for Apple stuff online. More convenient than entering payment info for a merchant if they take Apple Pay. Going out a lot less in the last year and doing much more online stuff. Doordash and Apple Pay works great and pretty much all iPhone apps I use accept Apple Pay in some form or other as a form of payment.
 
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That's a shame but not a surprise based on my own experience with store clerks' surprise when I use it on my iPhone or Apple Watch to pay. Apple Pay is one of Apple's best features from my standpoint.
 
Here in the UK, I can’t think of a single shop or outlet that doesn’t take Apple Pay. I use it at the corner shop, hotels, car park ticket machines - I never need to go out with a wallet at all. Just take my phone. Everywhere that takes cards takes Apple Pay and very few places don’t take cards at all. Nobody is in the least bit surprised when I pay with my phone either.
 
I don’t like to upgrade my devices unless there is a must-have feature. Due to its security and convenience, Apple Pay was the last must-have feature that got me to upgrade my iPhone (5S to SE1). I use it daily. If given a choice between two retail establishments, I always go to the one with Apple Pay.
94% of iPhone users need to get with the program!
 
I got the Apple Card more than a year ago. Only used the Apple Card and Apple Pay around 5 times since then....

Am I the only one who's too lazy to pull the phone out to pay for stuff? (or too paranoid to take the phone out everywhere, especially when I have dozens of items in my hand waiting to check out)
 
Part of the reason I don't use it more often is a lot of places still don't accept it.
Half the time the terminals that do accept it, simply fail on the transaction.
It's very frustrating.
The only consistent places are the Mobile gas station I use and McDonald's.
They work all the time. Everywhere else is hit or miss.

Oh and Fry's Foods (Kroger) can suck it. Samsung Pay via MST would work when I had my Note, but they disabled contactless on their terminals, so no Apple Pay.
 
I do wish more places would accept Apple Pay. I only have 3 places (maybe more?) that take Apple Pay.

I do use Apple Pay online when possible if it happens to be one of a sites Payment Methods.

Heck, i wish would WalMart would accept Apple Pay, but nope, gotta use WalMart Pay.
 
Part of the reason I don't use it more often is a lot of places still don't accept it.
Half the time the terminals that do accept it, simply fail on the transaction.
It's very frustrating.
The only consistent places are the Mobile gas station I use and McDonald's.
They work all the time. Everywhere else is hit or miss.
Good point. My wife uses Apple Pay and I use Google Pay. Approximately 1 in 4 times that my wife goes to use Apple Pay, there's a glitch.... so I end up "booping" with my Android phone.
 
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I use it as much as possible. There are still so many major retailers that don't accept it. Even though 7% of locations take it, that's not where 70% of transactions happen. Lots of people won't even bother to start using it if it's not available everywhere. Here a just a few of the big holdouts. When many more of these add the ability, I bet the number of people using it will increase.

Walmart 5000

Sams Club 600

Home Depot 2000

Lowes 1800

Hobby lobby 600

Kroger 3000

HEB 350

Belk 300

Michaels 1200

USPS 34,450
And that's some of the biggest retailers in the USA. Walmart/Sam's Club and Kroger are trying to get around it with their QR code-based payment apps, but Apple needs to convince especially Home Depot and Lowes to accept Apple Pay within the next year or so. Most of the grocery stores in my area (with the exception of WinCo) now support Apple Pay/Google Pay NFC payments.
 
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It's literally the same on the phone. Double press the side button.
1 - Starting with display off: Screen turned on and back off.
2 - Starting from lockscreen: Screen turned off and back on.
3 - Starting from homescreen: Screen turned off the back on on the lockscreen.

Under no scenario does double pressing the side button on my iPhone bring up Apple Pay.

And if it does something else on somebody else's iPhone, that's not a good thing. That's just market fragmentation and means that iPhone users can't help each other.
 
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Yeah, this isn't rocket science. There ARE a lot of places that still don't have Apple Pay. And in some places where Google Pay IS accepted, Apple Pay isn't.
it isn't, but a lot of people here say that they use apple pay and nothing but apple pay for all of their shopping needs)
 
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I agree. However major grocery cains such as Safeway/Albertsons, Kroger, ect. joining Apple Pay would greatly boost it's usage. One grocery store we use doesn't accept credit cards at all.
Is that grocery store Winco?

Also, Safeway and Albertsons has Apple Pay. Kroger is the stupid stubborn one, but they enabled it in one city, Seattle....
 
Part of the reason I don't use it more often is a lot of places still don't accept it.
Half the time the terminals that do accept it, simply fail on the transaction.
It's very frustrating.
The only consistent places are the Mobile gas station I use and McDonald's.
They work all the time. Everywhere else is hit or miss.

Oh and Fry's Foods (Kroger) can suck it. Samsung Pay via MST would work when I had my Note, but they disabled contactless on their terminals, so no Apple Pay.
Don't even get me started about Fry's. I set up Kroger Pay and I get "Error KC2617"...WOOO!! Works great guys!
 
This seems really low. I used it everywhere. It's much more convenient than pulling out my wallet and then pulling out a card. Even with the slight delay of the face id not working while wearing a mask, it's still faster to me. Plus it's great for those times I have run to the store and forgot my wallet.
 
just look at how many times you see someone sporting an Apple Watch fumbling with his physical wallet to pay at the register.... More than once I had an Apple Watch users in line behind me who was amazed I was able to pay my purchases with my watch.
 
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