Contactless is still trying to catch on in general. I have two credit cards from the same place and one is contactless and the other isn’t. I just got a new debit card from my bank last week and it doesn’t have contactless.
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Survey: Only 6% of U.S. iPhone Users Who Set Up Apple Pay Actually Use It
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Yeah my bank sent me a contactless replacement for my card what was NOT about to expire because they said they wanted me to have the ability to use the card for contactless payments. Something I'll never do because I pay with my watch. I was annoyed I had to update several online accounts that use that card.
The problem with Apple Pay is that you never know if the store you're visiting supports it. So, you always have to carry your credit card anyways. Also, tap to pay with credit cards has become mainstream in recent years, making using the card dead simple. So, since the card works 100% of the time (either tap to pay or inserted) and Apple Pay is only a portion of the time people get trained to just use their cards.
Plus ... it's been a while, but I had a lot of issues in the past with places that claimed they accepted Apple Pay, but their readers were in poor condition/non-functional. Used to happen all the time at the food/drink counters/kiosks at the amphitheater we'd go to see concerts at.
It used to be, in the finger-id days. Then all I did was put my phone in my shirt pocket top-down with the button facing inward to my chest. To use it, I reached up with my right hand, grasped it with my thumb on the button and fingers on the back, and placed it on the reader. Presto, one motion and you're paid.
Not so with face-id. Now I have to pull it out, place it on the reader to trigger payment, then remove it and bring it up to my face for face-id, then place it back down and double-click the power button which is in a very strange location for this action. You can't do it all at once, if you use the double-click to trigger it your hand is in the way and face-id doesn't work, and simply getting it out of your pocket with the correct orientation to double-click the power button is not easy. Sometimes you can ID while double-clicking, but that doesn't work where the reader is mounted on the desktop (50%) or in drive-throughs where they hold it out to you.
This is far less convenient, and I believe I have used it perhaps a dozen times since I got my iPhone X, whereas I used it at least once a day when I had my 6S. I find it much easier to pull a card out of my wallet. Especially in mask-era, where face-id is useless anyway.
Oh, and I'm in Canada, to answer the questions above. Apple Pay worked in at least 80 to 85% of the places I tried it, at least after a month or so of introduction.
You need an Apple Watch, can't remember the last time I used a card or my phone.
Strange that, virtually everywhere in the UK supports it.
as does most of europe. i don't know what the problem is
The worst part is that my local Home Depot used to take contactless payments before they "upgraded" their registers.
I just realized that I think the apple watch does not require a passcode, so I will be using that in favor of the phone when wearing a mask from now on.
The main reason to use Apple Pay is the blanket 2% cash back on the Apple Card. This will change if/when I get a cc that provides more than that, but 2% is pretty good so far!
The main reason to use Apple Pay is the blanket 2% cash back on the Apple Card. This will change if/when I get a cc that provides more than that, but 2% is pretty good so far!
Weird. The thing that stopped it being quite as popular originally here in the UK was that a lot of places had the £20(?) standard contactless limit for any card transaction where you didn't give a PIN. So it was great for anything <£20 *everywhere* (including our tiny canteen at work), but if you spent over that then you weren't always sure if you could pay with your phone/watch or not depending on the place. Since the pandemic the limit got raised to £45 for any contactless, so less of an issue and more places officially take full limitless Apple Pay now too (without the £45 limit). So I tend to Apple Pay most stuff.
The one time I sometimes don't is if I have to get my wallet out and rummage in my cards to find a store reward card, then if it's out already it's easier to find the bank card while I'm rummaging than select it from apple wallet/watch. That's still often the case in Co-op, but I added my Tesco Clubcard to my watch a fortnight ago, so scanned for points/discount, then tried paying £85 with Apple Watch (bank card) and it happily went through. So I'd basically use it everywhere except co-op, and only cuz they don't have a co-op card apple wallet plugin thing, only their physical card.
The one time I sometimes don't is if I have to get my wallet out and rummage in my cards to find a store reward card, then if it's out already it's easier to find the bank card while I'm rummaging than select it from apple wallet/watch. That's still often the case in Co-op, but I added my Tesco Clubcard to my watch a fortnight ago, so scanned for points/discount, then tried paying £85 with Apple Watch (bank card) and it happily went through. So I'd basically use it everywhere except co-op, and only cuz they don't have a co-op card apple wallet plugin thing, only their physical card.
I rarely use it for store purchases anymore. For one, there's the whole mask-wearing thing. Second, both my debit and credit card became NFC "tap" enabled within the past couple of years so that makes them very convenient to use, just as convenient, if not more so than Apple Pay. And third, many places I regularly visit don't support it (in fact, a few places I know don't even support the NFC card payments).
This is the primary reason for me. Just tapping a card is easier. It's not that Apple Pay isn't good, but when all I have to do is tap a piece of plastic, no authentication, no double-pressing a button and making sure I select the proper card, what do you think I'm going to choose?
This is the primary reason for me. Just tapping a card is easier. It's not that Apple Pay isn't good, but when all I have to do is tap a piece of plastic, no authentication, no double-pressing a button and making sure I select the proper card, what do you think I'm going to choose?
How is it unreliable. I have yet to have an issue with it in the few years I have used it.
I had similar weirdness with my one attempt to use Apple Pay through my phone. ALSO an iPhone 6s.
We live in different locations. I have had lots of issues with it to the point it is more an annoyance to try than provide any benefit. And I do have it on my watch so don't have the iPhone mask Face ID annoyances and hassle. I always have to have my card ready anyway and the card is 100% reliable so why bother with something with minimal benefit that doesn't work all the time. When Apple Pay gets as dependable and ubiquitous as credit cards, I'll likely switch. Not there yet where I live.
As long as your watch is already unlocked when you double tap the button you're good to go. You can also set up a default card for when you activate Apple Pay. Paying with a watch is significantly faster and more convenient than getting anything out of my physical wallet, regardless of whether the card supports tap to pay or not.
Still takes two hands for the watch and only one hand for the phone if not wearing a mask. Both cases double click to authorize, then hold over reader. Sigh of relief when it works, groan and plug in card when it doesn't.
Huh? It takes one hand to double click the button on my watch. I've paid often with my watch hand holding something with no problem.
Use it daily now in the US, but lived in the UK for a year and they're light years ahead - in an entire year I was forced to use cash three times and never once had to use a physical credit card. And things only got better with the Watch! Especially with mass transit... Would love to see numbers on people using Apple Pay with Express Transit for the Tube and the NYC subway...
i know how it works, i also know i have to pull my mask down to authenticate every time the cashier doesn't know what to do.
So you think that each time I had an issue it might have been a software bug? Like if I tried multiple times it might work? I'm very interested in this.....
Yes, but you can load your membership card on their app. I don't carry my Costco card anymore.