Just finished reading about Apple's new iPhone Upgrade Program, and it appears to be a better deal all around, in comparison to AT&T Next. Comparison: I'm now paying $42.45/mo for a 64GB iPhone 6+ without Apple Care. I can swap every 12 months. The phone is locked to AT&T until it's paid off (which is never, since I would upgrade each year). With Apple, I'd pay $40.75/mo for the same phone. I would get Apple Care + bundled in the price. The phone is unlocked, which is great if I travel. Also, if I want to preorder, I don't have to deal with AT&T, which invariably has much longer preorder queues when a new iPhone is released. Two questions: Am I missing anything here that would affect this comparison? How do I easily transition from AT&T Next to Apple? Can I just preorder the new iPhones through Apple's Upgrade Program, then go to an AT&T store and hand in my existing phones and be removed from the Next program? I will have completed 12 of 20 monthly installments, and I'm eligible for a phone swap now, but I just want to instead hand in the old phones and end the Next program, so that I can switch to Apple. I will preorder through Apple first, then return my old phones to AT&T after I have the new iPhone in hand.