Target Says It's Working on Getting Apple Pay Into its Stores [Updated]

[EdT]

I don't shop there often, usually no more than once or twice a year, but Target is the reason I try to use ApplePay. Target has been hacked twice-that I know of- both times in the October thru Christmas timeframe and both times my credit card number was within the range of numbers compromised. Although I apparently didn't lose any money I did have to go over 2-3 months of bills to make sure that there wasn't even a small 'test' run of my credit card of just a few dollars indicating that something bigger may be coming.

If this turns out to be true I doubt I will shop there more frequently, the nearest store isn't handy, but it would mean that I would quit going out of my way to avoid them.

 

[MrX8503]

Maybe another massive credit card breach will convince Target to support Apple Pay.

 

[kdarling]

Maybe another massive credit card breach will convince Target to support Apple Pay.

And/or Target could at least use a token service provider to desensitize the account numbers they store.

Using such a service would help safeguard the overwhelming majority of account numbers stored from the non-tokenized payment methods, such as magswipe and chip card.

 

[MrX8503]

And/or Target could at least use a token service provider to desensitize the account numbers they store.

Using such a service would help safeguard the overwhelming majority of account numbers stored from the non-tokenized payment methods, such as magswipe and chip card.

I stopped shopping at Target after my card was stolen. I won't be back until they can show me that it's secure.

 

[kdarling]

I stopped shopping at Target after my card was stolen. I won't be back until they can show me that it's secure.

Personally, I don't let such things stop me. If I did, I wouldn't go anywhere!

In fact, I worry less about Target (and Home Depot) since they've been hit, than other places. I've had my numbers stolen several times, and I suspect most were at restaurants and other such small businesses, rather than from huge data breaches.

No matter what the source, the effect has been the same on me: I either notice a bogus charge from my daily Mint review, or I get a text from a CC company asking me about an odd charge. If it was fraud, they dismiss the charges and overnight me a new card.

(I no longer suffer from having to change online payment methods when this happens from an in-person payment, because I use different cards for online and in-person purchases.)

For those with less resources or credit stature and/or using a debit card and/or their bank is slow about fixing fraud, then yes I can see that people would remain extra wary.

 

[itguy06]

Except that Samsung Pay can utilize both technologies so once magnetic readers are fully obsolete you can keep on using NFC.

Yup. But the OP was lamenting how his SP works everywhere. Still don't know why we need all these xxx Pay.

 

[JGRE]

Off target!!!

 

[mgroover]

Yup. But the OP was lamenting how his SP works everywhere. Still don't know why we need all these xxx Pay.

Didn't see this response until today

The same reason there are several "xxx Pay" solutions is the same as for CCs. You've got several vendors making money off your use and purchases. All based on the same standards.

The OP can use magnetic stripe everywhere today due to the way SP works, once NFC is mandated that will also work.