I live in Houston, Texas and have USAA as my insurance company. I've been told by USAA where as I used to have a $1000 deductible for wind/storm damage for a house in Minnesota, USAA told me the State of Texas requires a 2% minimum of house value for a deductible. I'm wondering if this is BS and if you can infact find insurance in Texas with a $$ deductable vs a %. I'm looking more into this with other insurance companies and plan on checking with what the State says. Any familiar or Texas based insurance reps around who care to share? Thanks!