At some point in the near future, we'll be adding two phone lines for my two kids, and part of that, its our idea to switch back to VZW from ATT. Since we're still under contract, I'm curious to know about the process. I am seemingly getting conflicting information from the people I've chatted with on the VZW site, which is why I'm asking for some clarification here. AFAIK, If I switch, and trade in my phone, they will give me X dollars to go towards buying a VZW phone, but they will also pay for my ETF. Are they offering two items, i.e., discounting the iPhone and paying the ETF or are they just providing one bucket of money (so to speak) that I can use to help pay off the ETF and lower the cost of my phone. What about paying the ETF myself and then using my unlocked ATT phone instead of being forced to buy a new phone - will I be able to do that or will they not activate/provide a sim?