Thousands of Apple Retail Workers Now Testing Apple Card Ahead of Summer Launch

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Ahead of the Apple Card's planned summer launch, Apple is now testing its upcoming Goldman Sachs credit card with thousands of retail workers, reports Bloomberg.

Apple was previously allowing its corporate employees to test the Apple Card, but is now expanding testing to a much larger group through an internal beta program that launched this week.


Employees are able to sign up directly from their personal devices, with the Apple Pay portion of the card activated immediately and a card scheduled to be sent within two to three weeks. Employees are receiving APRs between 13.24 percent and 24.24 percent, the same APR range that will be provided to consumers.

With thousands of retail workers available, the expansion marks the first wide scale test, allowing Apple to find and address bugs and other problems before the Apple Card launches to the public.

Apple employees have been asked not to discuss the card, but they are allowed to use it in public to make purchases.
Screenshots of the employee beta of the Apple Card show that test versions of the card are fully functional and include the ability to receive daily cash back, pay bills, see an order status for a physical card and receive technical support via text messaging. Users can also schedule payments, access their credit limit and manage connected bank accounts, among other tasks. Users will also have the ability to set the Apple Card as the default payment method for Apple purchases.
The Apple Card, created in partnership with Goldman Sachs, is deeply integrated into the iPhone and the Apple ecosystem. It offers 3% cash back on Apple purchases, 2% cash back on all Apple Pay transactions, and 1% cash back on all other purchases.

Purchases are tracked in the Wallet app on the iPhone, providing a breakdown of spending across different categories like health, food, shopping, and more. While the Apple Card offers higher rewards for Apple Pay purchases, for instances where a traditional purchase is required, Apple is providing customers with a physical card made from titanium.

Apple is planning to launch the Apple Card in the United States this summer, and Bloomberg says Apple has already been discussing an expansion into Europe with financial regulators. The employees using the card are running iOS 12.4 on their devices, and the iOS 12.4 update is expected to bring Apple Card support.

We've had four betas of iOS 12.4 so far, so a launch may not be too far off.

For a look at the Apple Card and what to expect when it launches, make sure to check out our dedicated Apple Card guide.

Article Link: Thousands of Apple Retail Workers Now Testing Apple Card Ahead of Summer Launch
 

ksec

macrumors 65816
Dec 23, 2015
1,289
1,295
Apple is planning to launch the Apple Card in the United States this summer, and Bloomberg says Apple has already been discussing an expansion into Europe with financial regulators.
The Sooner the better, we don't want another 5 years Global Roll out like Apple Pay.

Edit: Thinking about it, Only North America, Australia, Japan really uses Credit Card en masse. Europe is much more on Debit Card, China uses WeChat / Alipay for everything.
 
Last edited:

BarrettF77

macrumors 6502a
May 24, 2015
599
690
Does this double the manufacturers warranty? Probably not part of the deal. Just another way to ensure we buy AppleCare. Hard Pass.
 
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Mike MA

macrumors 68020
Sep 21, 2012
2,046
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Well, the card looks pretty cool, but the conditions surely are not that superior in comparison. So I miss the killer incentive for joining in to be honest.
 

newyorksole

macrumors 601
Apr 2, 2008
4,049
4,384
New York.
So, employees are taking a hard hit / pull to test Apple’s CC ! lol
Think about all the family/friends of Apple employees that ask them to use their discount. Think about the employee putting all of those purchases on the Apple Card, getting instant cash back and having their friend/family just transfer them the cash.

Now does the Apple Card seem worth it for Apple employees?

Idk why some of you love to find ways to hate on LITERALLY everything Lol it’s nuts. Let people enjoy things.
 

calstanford

macrumors 6502
Nov 25, 2014
442
1,570
Hong Kong
It's really nothing special. It's a ****ing cashback card like basically everyone has in their wallet. From a bank (here Goldman), like everyone else has (Citi, Chase...). With an app (like ... yea... all of the banks)
 

newyorksole

macrumors 601
Apr 2, 2008
4,049
4,384
New York.
It's really nothing special. It's a ****ing cashback card like basically everyone has in their wallet. From a bank (here Goldman), like everyone else has (Citi, Chase...). With an app (like ... yea... all of the banks)
Sooo... don’t get it? Why aren’t people allowed to like things? Lmao.
[doublepost=1560974175][/doublepost]
i understand your thought process, but i highly doubt it)
They probably do count since they’re billed through iTunes/App Store (Apple).
 
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