Reminds me of the tactics used at a car dealership. When you are shopping for the car, the salesman drones on and on about how reliable, how well-made, and how long-lasting the car is. But once you're in the finance office, the other guy talks about how you need the extended warranty because the car will fall apart the day after the warranty expires. LOL
Fear is a great motivator.
I've sold warranties, consumer electronics, and I loved the half truths.
I see a lot of these come back.
Well, yeah, we're the service drop-off point, so every one sold in these parts....
I always get them, at more than a 50% discount as an employee.
And there's the magical math, it's only X% of the price, or if you use it one-time it will pay for itself, or some other nonsense.
It's really hard to get a handle on the profit/loss of extended warranties. I know that when I ran the numbers, many years ago, the costs built into the system resulted in ridiculous overhead. My guess was $1.00 back for every $5.00 put in.
It was so bad that I used to tell people, "you wouldn't give me a dollar for 75 cents, right? Well, I just made you a much better offer than you are getting on that warranty."
Anyone who says they are a great value is talking out of their butt. They may be a fair value, possibly even a good value, but there is no way any of us can know this without information that we don't have: actual repair costs (not Apple's inflated BS) and actual breakage rates. If you don't know that you can't know if you should buy one or not.