Well, not as bad as you.. But I do wonder if he passed the diagnostic test.
The thing is, I've seen several threads pop up since the i6 was released, all with tales of woe about how they dropped their phone and didn't take out Applecare+ & guess what? I have no sympathy whatsoever.
I buy Applecare +.
It may seem "unnecessary" at the time and I'll bet every single person that posted their "Dropped but no AC+" threads thought the same.
I'm a little 'risk averse'. I don't mind a little risk, but I use my phone for business as well as pleasure, so I want/need the certainty that if I do drop it, I have quick and easy access to a replacement and nothing else comes close to providing that in the way that AppleCare+ does.
I have an Amex card that I use for pretty much everything and that covers damage/breakage for 90 days following a purcase, but I actually don't know the process involved (I will ring them & find out this morning).
But if it involves me sending my phone for a 'free' repair to one of their approved repairers, it's not good to me as I need the phone back working ASAP.
If it involves me buying a new one or getting mine repaired/replaced under the OoW scheme at Apple and claiming the money back, then that's ok too.
But the important thing here is it's only 90 days and if I damage it on day 91 I don't want the aggro/stress/financial impact of getting my phone replaced, so I buy AppleCare+, so I have that peace of mind that I am a day away (max) from a repaired/replaced phone.