Become a MacRumors Supporter for $50/year with no ads, ability to filter front page stories, and private forums.
Status
The first post of this thread is a WikiPost and can be edited by anyone with the appropiate permissions. Your edits will be public.

Which Model are you getting?


  • Total voters
    919
No...!



I'm not on the iUP - I'm on Barclays Finance.

I think the reason for my confusion is that on iUP, when you hand back your old phone, it automatically pays off the existing balance of it and then when you select the new phone, a new iUP starts again.

This does not appear to happen with Barclays Finance - you hand back the phone to Apple and they just credit you with a sum of money which then goes towards paying off the current loan. If it does not cover the balance of the outstanding loan amount (as in my case) then that cost goes on to the new phone, hence why it says I'll be charged this at the checkout.

I think for this reason and due to the similarities of the 12 vs the 13, I will skip upgrading this year which will mean this time next year, my 12 will have been paid off in full with Barclays so will be in a better position to upgrade.
The iUP is a special sort of set up. If you’ve just got the Barclays finance, that’s essentially just a loan between you and Barclays, so “handing it back to Apple” isn’t really a thing like it is on the iUP. It’s up to you to settle the loan any way you wish.

i think the options you’re seeing are just what Apple would give you for trade in, which you could then put towards your loan balance.
 
Am on the iUP but when I try and do the upgrade pre-stuff that others have done in the app - I do not get as far as other to make choices, do finance approval etc.

IN APP
This device is eligible for an upgrade
Then just shows basic details of my handset, nothing to select to move forward

ONLINE
Put in my phone serial and last 4 digits of IMEA and tells me phone not enrolled :(



EDIT
Everyone who has do the pre-checks etc as far as they can, they buying their phone or are folks on 1UP able to do pre "stuff" at this time too ?
 
from the very obvious lack of promotion of it, feels like Apple are moving away from IUP.

on the main site they promote the 0% 24 months and making upgrading after a year 'easier' by letting you trade in the phone pay off the loan and use any balance toward the new one... so Apple are finally doing what we have all been doing for years :D


View attachment 1831367

remember you can all do this yourself and get a better price from MM or others
Do you mean do iPhone monthly payments, then sell the phone your self to pay off the balance prior to the next phone being released? I might actually consider this and then pay for apple care plus separately
 
  • Like
Reactions: Jinjin
No...!



I'm not on the iUP - I'm on Barclays Finance.

I think the reason for my confusion is that on iUP, when you hand back your old phone, it automatically pays off the existing balance of it and then when you select the new phone, a new iUP starts again.

This does not appear to happen with Barclays Finance - you hand back the phone to Apple and they just credit you with a sum of money which then goes towards paying off the current loan. If it does not cover the balance of the outstanding loan amount (as in my case) then that cost goes on to the new phone, hence why it says I'll be charged this at the checkout.

I think for this reason and due to the similarities of the 12 vs the 13, I will skip upgrading this year which will mean this time next year, my 12 will have been paid off in full with Barclays so will be in a better position to upgrade.

Yes, does look like IUP of old is being replaced with a simple loan and then apple giving you better (if not quite the best in market) for the phone.

Good point on if you do this and had apple care, cancel that too!
 
  • Like
Reactions: KrisLord and Dino F
No...!



I'm not on the iUP - I'm on Barclays Finance.

I think the reason for my confusion is that on iUP, when you hand back your old phone, it automatically pays off the existing balance of it and then when you select the new phone, a new iUP starts again.

This does not appear to happen with Barclays Finance - you hand back the phone to Apple and they just credit you with a sum of money which then goes towards paying off the current loan. If it does not cover the balance of the outstanding loan amount (as in my case) then that cost goes on to the new phone, hence why it says I'll be charged this at the checkout.

I think for this reason and due to the similarities of the 12 vs the 13, I will skip upgrading this year which will mean this time next year, my 12 will have been paid off in full with Barclays so will be in a better position to upgrade.

Remember financially you’re in the same position as you were if you were in IUP. The theory is the 24 month loan had lower monthly payments compared to IUP.. so being studious, you’ve been saving that different and paying off the remaining balance
 
  • Haha
Reactions: Dino F
Do you mean do iPhone monthly payments, then sell the phone your self to pay off the balance prior to the next phone being released? I might actually consider this and then pay for apple care plus separately

Yes IPP… looks like they ditched those names to a simple 0% loan.
 
  • Like
Reactions: H-B0mb
Am on the iUP but when I try and do the upgrade pre-stuff that others have done in the app - I do not get as far as other to make choices, do finance approval etc.

IN APP
This device is eligible for an upgrade
Then just shows basic details of my handset, nothing to select to move forward

ONLINE
Put in my phone serial and last 4 digits of IMEA and tells me phone not enrolled :(



EDIT
Everyone who has do the pre-checks etc as far as they can, they buying their phone or are folks on 1UP able to do pre "stuff" at this time too ?

Seems it’s us who are not on IUP going down this route atm
 
  • Like
Reactions: DarknessUK
Anyone know if you can assign a pick-up contact and have someone else collect if buying using finance?
 
Hi, I’m on the upgrade programme. No issues with having to pay the balance but won’t let me pre-order and is saying I have to go in store. Anyone know why?
 

Attachments

  • 50D48A65-1C32-4F09-8D85-330EDC1D89C3.jpeg
    50D48A65-1C32-4F09-8D85-330EDC1D89C3.jpeg
    749.7 KB · Views: 45
Am on the iUP but when I try and do the upgrade pre-stuff that others have done in the app - I do not get as far as other to make choices, do finance approval etc.

IN APP
This device is eligible for an upgrade
Then just shows basic details of my handset, nothing to select to move forward

ONLINE
Put in my phone serial and last 4 digits of IMEA and tells me phone not enrolled :(



EDIT
Everyone who has do the pre-checks etc as far as they can, they buying their phone or are folks on 1UP able to do pre "stuff" at this time too ?

IIRC it was the same last year too. If on IUP and upgrading, that eligibility page will just offer you the option to pre-order from 1pm Friday
 
  • Like
Reactions: DarknessUK
Does anyone know if the monthly finance scheme lets you choose a different delivery address to your billing one? I'm moving house this Friday and I will need to use my current address for the credit check to pass okay, but need to get the phone delivered to the new house! Thanks guys
 
I have the money to buy a pro outright , but I will likely want to upgrade next year too. The upgrade program is tempting.

What would others recommend would be the best option? Im looking at Apple Care too (I’ve been burnt not buying this with my MacBook)

help!
 
Does anyone know if the monthly finance scheme lets you choose a different delivery address to your billing one? I'm moving house this Friday and I will need to use my current address for the credit check to pass okay, but need to get the phone delivered to the new house! Thanks guys
Always to billing I would have though least that’s how it’s always worked for me
 
  • Like
Reactions: lukeoneill90
Just preordered my new 13 Pro Max using the new preordering system. Hopefully it will just be a click away on Friday!
 

Attachments

  • B0009482-FC62-4FCD-88BF-19D08641785D.jpeg
    B0009482-FC62-4FCD-88BF-19D08641785D.jpeg
    164.6 KB · Views: 51
  • Like
Reactions: Supersonicc
Does anyone have any experience with Apple store trade in device testing? Looking to buy direct from Apple on interest free and then reducing the cost with my 11 trade in.
The reason I ask is because my 11 has some intermittent touch screen issues. The device is in cosmetically great shape, but occasional bits of the touch screen play up. I'd hope that this wouldn't show up during testing.
I traded in my Apple Watch. When I upgraded. Went through with no problem.
 
I move house on Friday and can't change the address otherwise I won't pass the credit check. No idea what to do🤦
Screenshot_20210915-092224.png
 
Register on MacRumors! This sidebar will go away, and you'll see fewer ads.