This is interesting and perhaps new? I’ve been on the Upgrade Program for years (since the iPhone 7!) and I think it’s time to break the cycle. I’m going to get a 14 Pro and hopefully keep it for 2 years (let’s see how that pans out).
Basically I want to switch to the Barclay’s monthly payments. If I do the pre-order, then as part of that fry to trade in my 13 Pro, it recognises that it’s on the upgrade program. It’s saying they’d pay off the loan and put the massive £24 equity towards the new one. Does anyone know what this means for AppleCare on the 13? Do I need to cancel that myself and do I even get a refund for that?
Basically seems at least £24 better off than handing the phone back to them. I could get ~£70 more from a music magpie offer I have locked, but I’ve had trouble with them in the past rejecting a perfect condition iPad.