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masotime

macrumors 68030
Original poster
Jun 24, 2012
2,903
2,894
San Jose, CA
I just had a pretty unpleasant experience with regard to my Apple Store orders for the iPhone 6S / 6S+.

Like many others, I ordered using the Apple Store app, and I paid using Apple Pay. When iOS 9 rolled out a few days later and I upgraded (full restore), I had to re-register my credit card to Apple Pay (I'm not sure if this is standard practice).

Yesterday afternoon I received an e-mail that my payment had been declined - I didn't notice it earlier unfortunately. Apparently it tried to charge against the old "Device Account Number" and it didn't go through, so I had to change it for one of my orders.

I had 2 orders for the iPhone 6S and 1 for the 6S+. I couldn't change the payment methods online so I called up Apple to do so.

They made the change, and then the CS Rep informed me that "I had 3 orders and they would all be cancelled". There's no indication of this on the online web page (they all show "Processing..."). I had to cancel one, but I have no idea how all this is going to affect my delivery dates.

This is just a heads up - I'm not sure if anyone else might be facing the same issues.
 
Because I ordered too many. I'm just annoyed that I didn't get any indication from the online store that it was "blocked" (according to the CS Rep).
 
Are they for other family members or what? We all order under our own Apple IDs. We've never ordered that many phones all at once, but I'd hope that all ordering individually would keep that from being a problem.
 
Are they for other family members or what? We all order under our own Apple IDs. We've never ordered that many phones all at once, but I'd hope that all ordering individually would keep that from being a problem.

Yeah ordering under different Apple IDs would definitely have avoided this issue, I just wish I didn't have to find out via an unrelated call to the CS Rep.

The Apple Pay issue is also annoying - I'd advise anyone who did a full restore to get iOS 9 on their iPhone to check their orders...
 
Yep, I received the same email yesterday saying my payment was declined. I had a feeling this was going to be the case because I paid with AppleCare on my 6+, once everything went through and I received confirmation, I wiped it and boxed it up since I had already sold it. So I get the email yesterday so I just online and put the same card info where I paid through Apple Pay and then everything was good to go. The email stated they would try to charge the card every 24hrs and if it kept being declined after 7 days then the order would be cancelled.
 
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Like many others, I ordered using the Apple Store app, and I paid using Apple Pay. When iOS 9 rolled out a few days later and I upgraded (full restore), I had to re-register my credit card to Apple Pay (I'm not sure if this is standard practice).

Yes, this is standard practice. Removing Apple Pay-associated cards inactivates the device account number and hence the card, prompting Apple to send you an email to update your payment method.
 
I'm confused. Can someone elaborate what The cause of that decline is. I ordered on my iPad which has 9.1 beta on it. I just did an erase all earlier today to clear some things out.
 
Wow ... so this is pretty eye opening. So what we're saying here is, if you have an active Apple Pay paid preorder, NEVER do a full restore until the payment has actually cleared. Sounds to me like a bit of a "bug" in the Apple Pay process. You'd think that the transaction at the point of sale would be enough validation, then move forward with the full purchase with that same information. It shouldn't have to care if a new token was put in. I realize it's the equivalent of your credit card expiring by date, so it's a bit of a slippery slope (kinda talked myself down there ... lol)

In layman's terms, your Apple Pay token ID is dependent not only on the CC information, but also if it's active. If that credit card changes Apple Pay IDs at any time, the old one is rendered "expired" and any pending purchases with the info will get rejected. A bit of a inconvenience this time around, thanks to the 2 week preorder period and a new iOS release in the middle of it.
 
I'm confused. Can someone elaborate what The cause of that decline is. I ordered on my iPad which has 9.1 beta on it. I just did an erase all earlier today to clear some things out.

Did you pay via Apple Pay? Erasing the iPhone/iPad removes Apple Pay-associated cards with their unique DANs (Device Account Numbers) and as such, they're no longer active.
 
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Did you pay via Apple Pay? Erasing the iPhone/iPad removes Apple Pay-associated cards with their unique DAN (Device Account Numbers) and as such, they're no longer active.
Yes I paid with Apple Pay. But that card is also the same card I use for iTunes
 
Yes I paid with Apple Pay. But that card is also the same card I use for iTunes

Apple Pay transactions go by DANs, regardless of where else you have the same card. Even if you pay via Apple Pay, delete the card then immediately add back the same card, it still won't work because every time you re-add the same card it'll acquire a different DAN.
 
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Yes I paid with Apple Pay. But that card is also the same card I use for iTunes
It's the difference between a real time POS (point of sale) transaction that's instantaneously closed (since an iTunes purchase is merely a flag giving you permission), and a lagging preorder in which validation is done first (precharge) then charged once the product is secured (which most of us saw yesterday). That DAN needs to remain active until the POS is actually enacted.
 
I'm confused. Can someone elaborate what The cause of that decline is. I ordered on my iPad which has 9.1 beta on it. I just did an erase all earlier today to clear some things out.

My guess would be that Apple Pay is stored on your device, not in the cloud. When you wipe / reset your device it clears out the information stored just like it does for Touch ID and your fingerprints.

If Apple then tries to authenticate against your Apple Pay details, it fails because it can't find the device / payment details because they are no longer stored on your device. If you re-add your card to Apple Pay it is going to establish a new ID.

Outside of the pre-order situation, this is a good security measure as you don't want to sell your device an have someone else have your same device number when registering their credit card.
 
Just called and spoke to a supervisor of some sort and was told that it shouldn't be an issue that I wiped my device out, and in the event of a payment issue they'll email me to make the appropriate changes before they cancel anything. She said "we would never want you to lose your place, we know how excited you are for your new iPhone" lol.
 
Had the same issue with Apple Pay. I received the decline email after restoring the phone to 8.4.1 then upgraded to 9.0.

Went ahead and used the actual credit card number.

I had payment issues last time. I did not lose my place in line and received the phone on launch day.
 
Just called and spoke to a supervisor of some sort and was told that it shouldn't be an issue that I wiped my device out, and in the event of a payment issue they'll email me to make the appropriate changes before they cancel anything. She said "we would never want you to lose your place, we know how excited you are for your new iPhone" lol.

Exactly what I wrote earlier:

Yes, this is standard practice. Removing Apple Pay-associated cards inactivates the device account number and hence the card, prompting Apple to send you an email to update your payment method.
 
The Apple Pay issue is also annoying - I'd advise anyone who did a full restore to get iOS 9 on their iPhone to check their orders...

I'm confused, why wouldn't doing a full restore require you to set up Apple Pay over again?
 
I'm confused, why wouldn't doing a full restore require you to set up Apple Pay over again?
Because all your previous information is retained. A full restore will wipe every piece of data, including you Apple Pay DANs.
 
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