What's so hard to understand that I wont be installing\downloading any programs that require the 'higher specifications'
Not now, but if you intend on keeping the thing for more than a year or so, you will be.
The current models are running on a platform that was developed in late 2005 and released in January 2006.
The new SR Macbook will be running a platform from May 2007. That's a year and a half newer. (a long ****ing time in technology)
You also say that you're going to be doing photography or something, and if you're going to be working with raws in aperture or something, the GMA 950 in the current macbook blows ass.. GMA 3000 or whatever comes with santa rosa will be much better.
Bottom line is you waited this long, so wait until mid november when they release the new macbook updates (which i've been saying for 4 months now btw