Walgreens is not having to make any changes to support Apple Pay so there was nothing to coordinate here. They have been ahead of the curve when it comes to NFC payments.
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Walgreens Planning for October 18 Apple Pay Launch
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Walgreens is not having to make any changes to support Apple Pay so there was nothing to coordinate here. They have been ahead of the curve when it comes to NFC payments.
For the consumer, it's:
- A faster checkout process
- More secure and private handling of payment information
- Convenient way to carry around possibly dozens of cards (digitally)
I call that a win for the consumer.
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I always thought that Tap-to-Pay required a tap because the device(s) used that tap to determine when the connection between the devices was to be negotiated. If there were several within close proximity, the tap would be a point of reference. But I've never used it, so I don't know.
Yeah!!!
I mean ONLY 220,000 locations in America on day one?? Haha, I can't believe the op considers that coordinated... with my Android phone that had NFC 22 years ago, I could pay ANYBODY; even my grandma, who doesn't own a smart phone... and that was actually weeks before the service launched, NOT on day one like lame Apple!!!!
Lots of other people here probably think your comment was stupid... but I'm clever enough to see your point. ANYBODY can make NFC ubiquitous in America 30 days after launching a product. Wait, I mean, EXCEPT Apple, of course!
/snide sarcasm
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Walgreens implemented NFC payments early this year. but they have had the pin-pads with the capabilities for about 2 years now.
With Apple Pay, as with other wallets, you register the cards you want to use. Apple Pay allows Mastercard, Visa and AmEx from major banks.
The tokenized credit card number itself does not change.
As with any NFC payment, it's the other authentication cryptograms based on the purchase, that do change each time.
If you enter a store award number, then yes, they can associate you with the token number.
The point of tokenization is NOT to take the merchant totally out of the loop. The point is, that if the merchant gets hacked, your bank can simply issue your device a new token for the same real account number, and the old one becomes useless.
The banks will not only need to upgrade for the tokenization, but if the stories are true about Apple taking a cut, there'll have to be negotiation on that point.
Please read my post here, which details the various issues for Apple Pay in Europe.
You simply have to get within an inch or so. Placing your phone gently against it is fine, and works well.
It's almost too bad they use the word "tap", since that could be a bad idea with a gold Apple Watch, or any other device that might get scratched or dented.
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Pay! 
Walgreens is cheaper than CVSHealth on staples of food e.g. eggs / bread etc ..
I hear you. My home-based WiFi when connected to my iPhone 6 is sporadic with random connection timeouts and can otherwise be very slow at times. (It's the same connection that my iMac, iPad 2, and my wife's iPhone 4S connects to with NO issues whatsoever.) Coincidentally, these same issues happen while connected to my work WiFi which is very fast on other devices. Something's definitely up with the iP6.
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Because using your mobile phone at a gas station pump could never start a fire... Remind me not to pump my gas near you, tough guy!
http://m.youtube.com/watch?v=zNwJfhq6Bbc
Well, I guess that means I'll be shopping at Walgreens!
Hope more stores take the lead on this one.
Well credit card processing is extremely complicated, mostly because normally there are at least three middle men businesses outside the merchant and the customer, apple becomes a fourth. That means if you include the consumer and their bank/card issuer, seven different entities (or six now) touch every credit card / debit card transaction. (And if the business has a separate bank from their processor add one more party).
I think some companies who say they won't support apple pay don't understand that they very well might support the consumer side but not the back end side. Larger merchants have unique contracts while smaller businesses have boiler plate agreements. The back end of apple pay is designed to reduce fraud. This will absolutely allow smaller businesses to lower their transaction fees. It would unlikely have any effect for a company like Walmart.
However if the actual results do so apple pay reduces fraud and can allow lower rates to even the biggest merchants, they will get on board with the back end as well. Before then many of them will still work with iphone 6s if they support NFC payments.
To be clear, when companies say they are not participating in Apple pay, they mean the back end higher security system in which apple also takes a transaction fee.
My advice: Buy the magnums while you're in the store, and make sure they see you. Then you can order the correct size on Amazon.
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You do realize, don't you that Apple Pay is replacing the payment processor?
Yes it will. I sent an inquiry to Wegmans corporate about a week ago regarding Apple Pay and they confirmed that they were installing NFC terminals in all their locations within a couple of weeks. Nice to know I can stay a loyal customer.
I can't wait till I buy a 12" iPad and whip it out of my pocket at Wallgreens to buy something and take a photo of the counter guy at the same time.
Mad Mac Maniac
macrumors 601
Haha. Yes, I posted that cause I think I'm a tough guy! LOL!!!
Brilliant!
So I downloaded the Mastercard Anywhere app, and found out that the gas station where my credit card got skimmed has contactless payments... yay!
AmEx is one if the pay networks. So if Costco doesn't yet have NFC they probably will by the October 2015 liability shift.
It does matter to a merchant as any flaw by that merchant is irrelevant with single pay tokens.
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But with ApplePay the only think skimmed would have been a single use token.
The rewards cards issue interests me. It'll ruin the fluidity of an apple pay transaction if I have to dig out loyalty cards.