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Walmart Announces Apple Pay Competitor 'Walmart Pay' for iOS

They are truly delusional if they really think this is true:

"The simplicity and ease of Walmart Pay comes not only from how it works, but also in how it's been built," said Daniel Eckert, senior vice president, services, Walmart U.S. "We made a strategic decision to design Walmart Pay to work with almost any smartphone and accept almost any payment type - even allowing for the integration of other mobile wallets in the future. The result is an innovation that will make the ease of mobile payments a reality for millions of Americans."
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I mean, "simplicity", "ease of mobile payments", "innovation". Come on.
 
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Okay, why does Apple allow this?

Just ban Current C and this app from the app store. If Walmart doesn't want to allow customer to use Apple Pay, why should Apple allow this app to be part of the app store?

Walmart takes chip card transactions anyways--only an idiot would use their stupid QR system.
 
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They have a point when it comes to compatability. Android commands about 80% of worldwide usage so supporting Apple Pay is limited to those with iPhones and supporting banks.

Also Walmart's target demographic is lower income so they're less likely to own a premium iPhone or Apple Watch.

Unfortunately I think this is the right decision for Walmart.
 
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AlliFlowers said:
Last weekend I went to the local chain grocery store, same distance from my house as WalMart. While I was there, they announced they were now accepting Apple Pay. They also had everything on my grocery list, and weren't filled with "people of WalMart."

Buhbye WalMart.
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who are people of wal mart? what do you mean?
 
What is the benefit of this for Walmart? Is it simply that they know what you purchased? That this app can provide coupons or other deals that Apple Pay and Android Pay can't? It can't be credit card fees since the app allows you to use a credit card as form of payment. What exactly is the point, especially when more and more retailers are adopting NFC based POS terminals.

Corrode said:
They have a point when it comes to compatability. Android commands about 80% of worldwide usage so supporting Apple Pay is limited to those with iPhones and supporting banks.

Also Walmart's target demographic is lower income so they're less likely to own a premium iPhone or Apple Watch.

Unfortunately I think this is the right decision for Walmart.
Click to expand...

Isn't supporting ApplePay basically just supporting NFC? As far as I know Apple isn't using any proprietary technology. If they support ApplePay they'll also be supporting Android based options.
 
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Davelfc said:
Because unless you have my thumb you cannot pay using my phone, I can (depending on amount) use your card if I find it in the street.
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well, there is pretty steep limit, you can pay only small amount without credentials.. and, truly, is there anybody who does not notice when his card is lost? I can block card in a seccond with bank smart app... so, I dont take safety as a reason
 
Corrode said:
They have a point when it comes to compatability. Android commands about 80% of worldwide usage so supporting Apple Pay is limited to those with iPhones and supporting banks.

Also Walmart's target demographic is lower income so they're less likely to own a premium iPhone or Apple Watch.

Unfortunately I think this is the right decision for Walmart.
Click to expand...

what is a premium iphone? what is NOT a premium iphone?
 
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majkom said:
still dont get it, what is so awesome about apple pay? I am using nfc debit/credit cards for years, why should I tap phone instead of card near the reader? where is the benefit?
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1) Anyone can use your card-- you need your fingerprint to use Apple Pay.

2) We don't have contact-less cards in the U.S besides HSBC's debit and credit cards.

3) It tokenizes the transaction.
 
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The fact that it's cross-platform is a win for Walmart and its customers. What's more amusing is that the article implies that this is a "competitor" to Apple Pay. How so? Isn't this only good in Walmart? Also - isn't it a competitor to every other payment method like Paypal, Android Pay, Samsung Pay, Chase, etc? I know this is an Apple website. But this article is a bit "skewed."
 
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majkom said:
well, there is pretty steep limit, you can pay only small amount without credentials.. and, truly, is there anybody who does not notice when his card is lost? I can block card in a seccond with bank smart app... so, I dont take safety as a reason
Click to expand...

by the time you realize your card is stolen it could be hours. then once you do realize its stolen you have to go to your phone, unlock it, open the app, sign in, block the card, call the bank, call fraud, get a temp card, wait 90 days for them to fix it then get a new card. for example
 
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Corrode said:
They have a point when it comes to compatability. Android commands about 80% of worldwide usage so supporting Apple Pay is limited to those with iPhones and supporting banks.

Also Walmart's target demographic is lower income so they're less likely to own a premium iPhone or Apple Watch.

Unfortunately I think this is the right decision for Walmart.
Click to expand...

Smart one, there's other mobile payment methods... You know, Android Pay and Samsung Pay. An NFC reader doesn't take just Apple Pay.
 
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Some of the things about CurrentC and now this Walmart Pay that Apple Pay doesn't have I actually like. One of the places I could use Apple Pay but usually don't is Home Depot. The reason why is I really like being emailed receipts. With Apple Pay last I checked it wasn't an option (or if it was it didn't recognize me so each time I used it I had to manually enter in my address each time). That defeats the purpose of the faster checkout of Apple Pay. So while it is great that Apple Pay focuses on anonymity, sometimes I don't want it.

So being able to combine a pay method, with a frequent customer card type information would be handy for many places. I know Apple is starting to work with some retailers on that eventually.
 
towdow3 said:
by the time you realize your card is stolen it could be hours. then once you do realize its stolen you have to go to your phone, unlock it, open the app, sign in, block the card...
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Again, without credentials, only small amount can be stolen, so risk is very low... go to phone, open app, sign in, and block it - it will take me like 30-60 seconds, no big deal.

towdow3 said:
...call the bank, call fraud, get a temp card, wait 90 days for them to fix it then get a new card. for example
Click to expand...
This is what u have to do event with no nfc cards... and still, less hassle/expensive than having an iPhone stolen:)
PS: getting new card will také like 10 days max... free of charge:)
 
Corrode said:
They have a point when it comes to compatability. Android commands about 80% of worldwide usage so supporting Apple Pay is limited to those with iPhones and supporting banks.

Also Walmart's target demographic is lower income so they're less likely to own a premium iPhone or Apple Watch.

Unfortunately I think this is the right decision for Walmart.
Click to expand...

Nonsense.

Apple Pay does not have to be the only payment system. All they need to do is support Apple Pay, Android Pay and Samsung Pay as well as their proprietary option then everyone is happy.

This is all about choice for consumers so Walmart are free to implement whatever system they want as long as other choices are available. If they restrict choice it is only going to end badly and they will need to change their policy.

This is very much the wrong decision for Walmart as time will tell.
 
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majkom said:
still dont get it, what is so awesome about apple pay? I am using nfc debit/credit cards for years, why should I tap phone instead of card near the reader? where is the benefit?
Click to expand...

I know someone else answered you, but here's the benefit to you by using Apple Pay vs an NFC Credit card. NFC credit cards are not very secure... anyone can use them and they can be stolen from you without your knowledge. ApplePay provides a system that is very secure for everybody in the transaction... you are the only one that has the account numbers... they are never shared with Apple or the retailers. You have to use your fingerprint to use it, so it's hard to steal even if they have your phone. So the reason is security. And now that store cards with loyalty programs built in are being supported, there's an added benefit there too.
 
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I wouldn't be worried except that every time I've tried to use Apple Pay in the last six months it's failed.
 
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