In Canada, I use Apple Pay 90% of the time. I now leave the house without my wallet unless I know I'm buying something more than $100 or I specifically know I'm going to a store that doesn't take it. Most hardware in Canada accepts it so it is so easy to just tap and go. Plus in Canada, Interac fully supports it which is what people use for debit cards. So places that do not accept it are now the minority in my experience.
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Walmart Pay 'Close to Surpassing' Apple Pay in U.S. Mobile Payments Usage
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This the main reason WM doesn't like Apple Pay, they can't track you when you use it because every time you pay, the retailer gets a random token and not your CC#.
Where do you live where only Walgreens has NFC? All Starbucks stores accept Apple Pay now, all McDonalds, most Subways, a bunch of other fast food places, various big retailers...it’s more likely a location accepts it than doesn’t at this point. And most small businesses accept NFC, at least in New England (that includes Square).
The Chief is hanging around my MPB. I was considering giving him some time off when this giraffe walked into the bar asking if there were any job openings. I saw it as a kind of a synchronous moment and hired her on the spot.
Well, I've never used Walmart Pay, because I maybe go into a Walmart once a year.
I could use Apple Pay more, but I just don't think about it much. Actually, I don't really bother with Apple Pay for the most part, because I'm usually not sure if a place even accepts it. I find it easier to just use a card then ask if they accept Apple Pay. This last weekend, I forgot my wallet at home and asked a cashier if they accepted Apple Pay. The guy said he didn't know, but I could try. They did not accept Apple Pay.
I could use Apple Pay more, but I just don't think about it much. Actually, I don't really bother with Apple Pay for the most part, because I'm usually not sure if a place even accepts it. I find it easier to just use a card then ask if they accept Apple Pay. This last weekend, I forgot my wallet at home and asked a cashier if they accepted Apple Pay. The guy said he didn't know, but I could try. They did not accept Apple Pay.
Do you like Wal-Mart tracking your every purchase and selling that information to third parties so they can show you ads? Because that’s why Wal-Mart and CVS refuse to use Apple Pay; it has nothing to do with helping the consumer and everything to do with Apple not allowing them to make more money off you spending money.
No. CVS has been able to track purchases for over a decade now b/c customers have to scan their CVS promotion card (or enter phone#) to get any "sale" prices or quarterly cash back. Plenty of companies that offer Apple Pay also have a promotion card too which you have to use for sales, discounts, free food, or other bonuses.
Walmart and CVS don't take ApplePay because each sees it as less expensive to have their own payment system. Perhaps if NFC payment become truly popular in the U.S. they will have to change their strategy. But for now they have no incentive to turn on NFC payments or install NFC consoles, as the case might warrant.
Yep, it's comparing a single store method with a multi-store method. It's a stat that's mostly only of interest to the cardless payment industry.
When it was first revealed that Apple was taking a percentage of each contactless purchase for DOING NOTHING during one, my first thought was that "Whoa, they're going to offer Apple users a kickback and that's going to sell zillions of iPhones!". But no, it was just typical Apple greed.
You guys are thinking backwards. USE the system to your advantage instead. Join all the discount cards, etc. Heck, I save hundreds of dollars a year with my CVS card alone, much less my supermarket member cards.
You're going to get ads no matter what. And your bank STILL KNOWS WHAT YOU ARE DOING, which is infinitely more critical to your life than a store knowing you bought something (so they can offer you incentives).
You see, the store is just going to send you ads and coupons. Big whoop. Actually useful!
But the bank is going to look at when and where you are spending your money, and adjust your credit accordingly. E.g. if you buy liquor in the middle of the day, which do you think is more important: that the store might send you a coupon, or that the bank might think you've lost your job?
The banking industry does not want perfectly secure payments. They make a ton of money by charging for taking the risk associated with current cards. They're already taking heat from Congress for keeping the same rates even as chip cards roll out.
Actually, Canada took many years to roll out contactless payments. With far more banks and POS terminals, then using Canada's timeline, it would take literally decades for the US to switch over. But it won't.
Note: it's not a one time account number. It stays the same. Eventually retailers will match it up to you, and it wouldn't be surprising if there aren't already places that sell and share that matchup info. Heck, they did it with MAC addresses when Apple removed the device id from advertisers.
Yep.
This is literally the first time I've heard of Walmart Pay. Anyone else?
I am seriously doubting these claims.
I am seriously doubting these claims.
I think your itunes reward idea is good... although inhave Apple Pay set up, i never use it. This would nudge me inti using it....
I still prefer Samsung Pay. Will never use Apple Pay or Android Pay since not all cash registers have NFC on it.
Still, nothing beats debit except cash. Imagine you are in a fast food drive-thru or paying gas above the pump? Or just wanting to get money from an ATM? Might as well use debit. Do you really want to hand over your phone to the drive-thru cashier to scan it?
Mobile payments will always have some awkward inconvenience. I prefer Samsung Pay way more thanks to MST and it's only a swipe up from the bottom of screen. But I usually end up going back to debit because handing the phone to a cashier gets annoying.
Still, nothing beats debit except cash. Imagine you are in a fast food drive-thru or paying gas above the pump? Or just wanting to get money from an ATM? Might as well use debit. Do you really want to hand over your phone to the drive-thru cashier to scan it?
Mobile payments will always have some awkward inconvenience. I prefer Samsung Pay way more thanks to MST and it's only a swipe up from the bottom of screen. But I usually end up going back to debit because handing the phone to a cashier gets annoying.
Doesn't sound like a true story.
'Look defeated'? Huh?
A minimum-wage employee at Walmart
(a) doesn't know what Walmart Pay (or Apple Pay or Samsung Pay) are, and
(b) doesn't care what you use.
I hope not. I, for one use Amazon as the retailer of last resort. Never got the cult-like Amazon following. They are nothing special at all.
Nothing they sell can't be found elsewhere, and often cheaper.
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Aaannd, here’s the useless comment about Apple greed again.
You consider 0.15% to be greedy? I wonder, what do you think of the typical 3% retailers get charged? Or the fact that 0.15% isn’t in addition to existing charges (it’s included, essentially reducing a typical 3% to 2.85%).
