Scan-at-go at Sams is very convenient. If nothing else, Walmart Pay makes it easier that using other payments, since it can automatically submit receipts into their saving's catcher/price matching/refund area.
Apple Pay isn't quite as available as it needs to be to really take off. If the whole idea is completely ditching the wallet, there are too few places where I can use Apple Pay consistently. Also, I don't like the idea of feeling obligated to go to certain stores just because they accept Apple Pay. Spending extra money on the exact same products/gas/etc. just for the "convenience" of whipping out my phone to pay isn't worth it to me.
I gave up trying to use it with Discover Card at all, since it only had about a 50% success rate, even at places like Anthropologie that specifically say they support Apple Pay. In longer lines, people aren't very patient when I'm trying to wave my watch at the terminal, and then trying the phone next. It only takes a couple of those experiences before I give up on that location and just use a physical card. Watching confused employees at other fast food places figure out how to un-hook the payment terminal and dangle it out the window isn't a very clean experience over handing over a card either. I think/hope it will get there in the future, but improvements can be made.
Apple Pay isn't quite as available as it needs to be to really take off. If the whole idea is completely ditching the wallet, there are too few places where I can use Apple Pay consistently. Also, I don't like the idea of feeling obligated to go to certain stores just because they accept Apple Pay. Spending extra money on the exact same products/gas/etc. just for the "convenience" of whipping out my phone to pay isn't worth it to me.
I gave up trying to use it with Discover Card at all, since it only had about a 50% success rate, even at places like Anthropologie that specifically say they support Apple Pay. In longer lines, people aren't very patient when I'm trying to wave my watch at the terminal, and then trying the phone next. It only takes a couple of those experiences before I give up on that location and just use a physical card. Watching confused employees at other fast food places figure out how to un-hook the payment terminal and dangle it out the window isn't a very clean experience over handing over a card either. I think/hope it will get there in the future, but improvements can be made.