I have my SMC set to- ODD 2200 / HDD 3000 / CPU 2100 for Gaming under XP, the Mac seems to get alot warmer, alot quicker when using Windows.
When using Photoshop CS3 and the like under OsX I have the fans set at my 'default' setting - 1450 / 2100 / 1650.
These temps seem to work for me and my Mac seems to keep nice and cool, the HDD stays pretty much under 50 / 51ºC when gaming (Crysis / A.Creed / CoD4, etc) in Windows. I started the Mac up in Windows the other day without starting up in OsX so the fans were at default speeds (the ones set by Apple) and after about 2 hours of doing normal stuff (internet mainly) the HDD was at 57ºC, and that was without any hard labour on the drive.
When working under OsX the HDD stays pretty much under 50º, mainly between 47 - 49ºC, the fans run slower but OsX doesn't seem to labour the Mac as much.
Hope that helps.
Thanks dude! That's very helpful! I'm aiming for the same type of usage - Win XP for gaming and Mac for everything else.
p.s. Has anyone (math genius' out there) worked out the actual life expectancy of the fans running 24/7 at higher rpm's (eg. like the above mentioned)?