How? Why would they just reverse the charge? Info for the less informed please.
I'm saving $20 per line a month with MSV+Next compared to the old family plans. That means I pay $300 + $20*12 months = $540 vs just $450 on Next.Except that the general going rate for a 1 year old 32GB iPhone is $300. So, I paid $300 out of pocket on the subsidized plan when I got the phone. On Next, I pay $450 out of pocket over the course of 12 months. I sell the phone for $300, regardless of how I paid for it. That means, I lose $150 on the device using Next. Add that to the totals and the value of the two different options changes a bit.
I'm saving $20 per line a month with MSV+Next compared to the old family plans. That means I pay $300 + $20*12 months = $540 vs just $450 on Next.
Next 12 with trade-in (32GB)
$32.50*12 + $32.50*12 = $450 + $450 = $900
2-year contract, sell and early upgrade
$300 + $20*12 - $300 + $550 + $20*12 = $1030
2-year contract, sell and buy outright
$300 + $20*12 - $300 + $750 + $20*12 = $1230
I've done my math and based on our usage, Mobile Share Value+Next (or buy outright) is a savings of at least $240+upgrade fees over the course of 2 years compared to the old style Family Plans. Given we really only upgrade 2 lines every year, out actual savings with MSV+Next is $920+upgrade fees for 2 years. Mind, I wouldn't be using Next to trade-in since our devices get handed down to family members.
I'm saving $20 per line a month with MSV+Next compared to the old family plans. That means I pay $300 + $20*12 months = $540 vs just $450 on Next.
Next 12 with trade-in (32GB)
$32.50*12 + $32.50*12 = $450 + $450 = $900
2-year contract, sell and early upgrade
$300 + $20*12 - $300 + $550 + $20*12 = $1030
2-year contract, sell and buy outright
$300 + $20*12 - $300 + $750 + $20*12 = $1230
I've done my math and based on our usage, Mobile Share Value+Next (or buy outright) is a savings of at least $240+upgrade fees over the course of 2 years compared to the old style Family Plans. Given we really only upgrade 2 lines every year, out actual savings with MSV+Next is $920+upgrade fees for 2 years. Mind, I wouldn't be using Next to trade-in since our devices get handed down to family members.
The "activation fee" is just a price you pay to support the multi-billion dollar network infrastructure/company.
Again, the trade in is entirely optional on Next.
Resale value is the same regardless of whether you buy via Next or subsidized. If I can make more from selling than the Next trade in value (basically whatever the remaining payments are), I can always sell the phone and pocket the remainder.
Just a thought, if you're only getting $200 for your 1-year old iPhone, then Next 12 is better as effective trade in value for Next is $260 (for a $650 iPhone). If that $200 is after 2 years, then assuming your account isn't in arrears, the Next phone should have already been paid off by then.
Actually, no. I made a mistake and typed in $32.50 instead of $37.50 but the calculation for Next is correct ($37.50*12 = 450 or $850*60% = $450).32GB Next 12 is $37.50. This takes your Next 12 calculation to $1,350... or $320 more than the 2 year, sell and early upgrade. For what it's worth, if you tag along a $15 line, you also don't have to pay the early upgrade fee, saving yourself another $140 over the life of the contract.
So --
Next 12 with trade-in
$37.50 * 12 + 37.50 * 12 = $900 + $450 = $1,350
2-year contract, sell and early upgrade
$300 + $20*12 - $300 + $300 + $20*12 + $15 * 12 + $15 * 12 = $948
Nah, that number came from BD1. I tend to keep my phones to be handed down to family members or for use as backups.Hopefully you're using the $200 price point as an example. I have never gotten less than $325 for a 16g year old model.
Are you factoring in the $ that you can get if you sell your old iPhones? You lose this with Next unless you pay it off. So let's say you get $200 on average per old iPhone (depends on memory of course) when you get a new iPhone . This is another $800 or $33.33 per month ($200 *4/24) that you potentially get on subsidized vs Next.
Actually, no. I made a mistake and typed in $32.50 instead of $37.50 but the calculation for Next is correct ($37.50*12 = 450 or $850*60% = $450).
What $15 fee is that? Because on the Mobile Share Value plans, if you sign a contract, you pay $40 for the line for the life of the contract. The older style family plans do allow you to add a line for $10 per month which you can use for a cross upgrade but I already use my mom's line to cross upgrade anyway (I give her my 1-year old phone).
I'm not saying that Mobile Share + Next is cheaper for everyone. It's just that in my family's case, it's cheaper for us (we don't plan to use Next trade-in).
To be fair though, it's not a guarantee that the older non-Mobile Share subsidy plans are cheaper than new Mobile Share Value + Next. If you still have flip phones, then sure. On all smartphones lines, it really is more of a case to case basis.
Here's what I would be paying if I hadn't gone MobileShare:
$90 700 minutes 4 lines
$30 family unlimited text
$45 line 1 5GB w/tether (plus some occasional overages)
$30 line 2 3GB
$30 line 3 3GB
$20 line 4 300MB
TOTAL $245
Figure $75 per month from that is for device subsidy ($450 * 4 / 24) so cost of monthly service for me is $170 on traditional plans vs $160 on Mobile Share Value.
I always call AT&T the next day and get it waived anyway so it doesn't matter to me how much they charge.
Yup.
Activation fees are usually waived on FAN accounts.
Again, that's only if you trade in the phone which is entirely optional. We don't plan on trading in our iPhones so MS Value+Next is cheaper for us.The point is that you pay more for the device with Next... period. Over the course of 12 months, you pay $450 vs. $300. When you sell the device, you still owe $300 to AT&T with Next vs. nothing. You can get your next phone for FREE if you do not use Next. FREE. And for your trouble, they give you a discount (actually, they gave that to everybody -- they are just going to take it away from everybody now) of $25/mo (or $300/yr). So, you still pay $450 for your device, versus FREE.
That's what seems to be lost here, after the first iPhone purchase, every subsequent iPhone is FREE. As in, it costs $0 ... or ZERO, nada, nil, nothing. A free iPhone, every year. Now, it's a $450 iPhone every year (AFTER the $300/yr plan savings). What a shame.
You can do the same thing on Next. You only have to trade in the phone if you want to upgrade early while you still haven't paid off your balance. Once the phone is paid off (which it will be after 20 or 24 months), you can do whatever you want with it including unlocking and selling.So if you factor in the value of selling the old phones you are actually paying more on Next/Mobile Share. Let's say you sell each phone after 2 years and get $200 a phone that is $800 or $33.33 a month you are paying more.
NOPE, Not anymore. I have 2 different fan accounts, no waivers anymore. I even called back and spoke to 3 different reps. New policies are in place, no more waivers
Again, that's only if you trade in the phone which is entirely optional. We don't plan on trading in our iPhones so MS Value+Next is cheaper for us.
That said, it's only free in the sense where you don't have an upfront cost (which you don't have with Next, either). You still pay the subsidy as part of your monthly service fee.
Here's what I pay on the old Family Plans with 2-year contract:
Year 1: 2*$300 (upfront) + $245*12 (service) = $3,540
Year 2: 2*$300 (upfront) + $245*12 (service) = $3,540
TOTAL: $7,080
Here's what I'll pay with MS Value 10GB + Next 12:
Year 1: $160*12 (service) + 2*$37.50*12 (installment) = $2,820
Year 2: $160*12 (service) + 2*$37.50*12 (installment) + 2*$37.50*8 (payoff) = $3,420
TOTAL: $6,240
In both cases, I own the phones and can do whatever I want with them including unlocking and selling.
You can do the same thing on Next. You only have to trade in the phone if you want to upgrade early while you still haven't paid off your balance. Once the phone is paid off (which it will be after 20 or 24 months), you can do whatever you want with it including unlocking and selling.
Year 2, and every subsequent year becomes $600 cheaper because you get your new phones for free.
There is no math in the world that can possibly show that the device is cheaper using Next. I've already demonstrated that. The device is $300 without and $750 with. AT&T gives you a $300/yr discount on your plan. That makes it $750 with and $600 without. You still save $150 over the course of 12 months on a subsidized phone.
Just keeping it simple here. Nevermind FAN discounts or anything else. Just the phone.
10GB+ Mobile Share
BYOD
$25/mo * 12 = -$300
32GB iPhone 6 = $750
Total: $450
Subsidized
32GB iPhone 6 = $300
No discounts
Difference
BYOD = $450
Subsidy = $300
Difference = $150 in favor of subsidy
Now, if you don't hang on to old paper weights, this is what happens in year 2.
Year 2
BYOD
$25/mo * 12 = -$300
32GB iPhone 6 = $750
Total: $450
Subsidized
32GB iPhone 6S = $0
No discounts
Difference
BYOD = $450
Subsidy = $0
Difference = $450 in favor of subsidy
Total benefit to subsidy over two years: $600. It goes up by $450 each year from then on out.
They you guys probably havent upgraded a device lately because as of last month, ATT NO LONGER WAIVES UPGRADE FEES FOR ANYONE, NO EXCEPTIONS, not even if you had a line for 15 years and they waived it for the last 10 years. theyve stopped doing it. I was stuck with the $40 upgrade.
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NOPE, Not anymore. I have 2 different fan accounts, no waivers anymore. I even called back and spoke to 3 different reps. New policies are in place, no more waivers
Some fallacies:Year 2, and every subsequent year becomes $600 cheaper because you get your new phones for free.
There is no math in the world that can possibly show that the device is cheaper using Next. I've already demonstrated that. The device is $300 without and $750 with. AT&T gives you a $300/yr discount on your plan. That makes it $750 with and $600 without. You still save $150 over the course of 12 months on a subsidized phone.
Just keeping it simple here. Nevermind FAN discounts or anything else. Just the phone.
10GB+ Mobile Share
BYOD
$25/mo * 12 = -$300
32GB iPhone 6 = $750
Total: $450
Subsidized
32GB iPhone 6 = $300
No discounts
Difference
BYOD = $450
Subsidy = $300
Difference = $150 in favor of subsidy
Now, if you don't hang on to old paper weights, this is what happens in year 2.
Year 2
BYOD
$25/mo * 12 = -$300
32GB iPhone 6 = $750
Total: $450
Subsidized
32GB iPhone 6S = $0
No discounts
Difference
BYOD = $450
Subsidy = $0
Difference = $450 in favor of subsidy
Total benefit to subsidy over two years: $600. It goes up by $450 each year from then on out.
Some fallacies:
I'm guessing you sold the subsidized device that's why the cost is $0. However, on the BYOD calculations, you now own two devices (6 and 6S). You need to sell one of the BYOD phones to make a fair comparison.
How much did you sell the device and did you do a cross upgrade? If you have 2 lines and did cross upgrade, then you need to factor in the total discounts for both lines which makes it $600 and not just $300.
I just spoke to an AT&T rep and they put a note in my account to waive the upgrade fee once I sign up for another 2-year contract. So there are sill ways of getting the fee waived.
Dude, if you bought your own device, you don't have to give it to AT&T at all. Also, if you're talking about Next, then you didn't pay $750 for your device. You just paid $450 during the year. $750 is only if you pay for all 20 months in which case, you own the device and it's yours to keep.Nope, on the BYOD you don't get to sell your device after just 12 months. You have to give it back. If I pay it off, I've still paid $750 for it. If I trade it in, I'm still paying $750 for the next one. That's where the rub is. That's where they get you.
We discussed the cross upgrade above. You said you have your mom's line. But Again, my point was to keep it simple and not complicated like AT&T has. They are feeding off of that confusion. The numbers are simple when you just look at the phone.
Is there a recurrent fee or just a one time $40 charge?
If so for me that's still cheaper than the NEXT plan.
I just upgraded to 5s 16 gbfor $50 and a 5c 16 gb free no fee.